Fee Schedule

Service Fees

Account Reconciliation (per hour) $25.00
ACH Origination Fee (one time originations, not reoccurring) $10.00
Additional Copy of Statement $5.00
ATM Card Annual Fee $12.00
ATM Balance Inquiry $1.00
ATM Deposits FREE
ATM Withdrawals (including those at Starsf, AllPoint and Co-Op ATMs)* 1st 4 per month FREE, each thereafter $1.50
ATM Transfers* $1.00
MAP or FNCU Online Transfers FREE
Certified Mail $5.00
Cashier Check $5.00
Check Clearing Information $2.00
Check Clearing Information via MAP or FNCU Online FREE
Corrected Vehicle Title Fee (loans $15,000 and under) $95.00
Deposited Checks Returned (including those made at ATMs) $29.00
Early Closure of Membership Account (account closed within 90 days of opening) $15.00
Excessive Withdrawal Fee from Share Savings** $6.00
Foreign Check Deposit (per check) Minimum $15.00
Insurance Sight Draft Deposited $15.00
Loan Payoff Letter 1st request FREE, each thereafter $25.00
Low Balance / Inactive Fee (per month) $9.00
MAP or FNCU Online Inquiry FREE
Money Order $2.00
NSF (Non-Sufficient Funds) ACH Share Draft $29.00
NSF Check Card Overdraft $29.00
Printed Account History $5.00
Printed Account History from FNCU Online FREE
Returned correspondence - incorrect mailing address $5.00 (per occurrance)
Special Order Copy of Check $5.00
Stop Payment of Check or ACH $29.00
Subordination Agreement (unless request is denied) $75.00
Teller Check Withdrawal Fee $2.00 per check made payable to a third party
Temporary Checks (8) $5.00
UPS Delivery (on weekdays) $25.00
UPS Delivery (on Saturdays) $40.00
VISA Check Card PIN or card rush (each item) $50.00
VISA Check Card Purchases None
VISA Check Card Replacement of lost card (first occurance is free) $5.00
VISA Gift Card Annual Fee NONE
VISA Gift Card Cost of Purchase $2.75
VISA Gift Card Activation Fee NONE
Wire Transfers (outgoing) $25.00
VISA TravelMoney Card Cost of Purchase $5.00
Wire Transfers - Outgoing, Domestic $25.00
Wire Transfers - Outgoing, International $40.00
Wire Transfers, Incoming FREE

 

 

Checking Accounts (Value Now, Preferred, Advantage)

Overdraft Transfer from Savings, 1st Occurrence FREE
Each occurrence thereafter (limit 6) $5.00
Inactivity Fee (each month) $9.00
Below Monthly Average Daily Minimum Balance Requirement (Preferred & Advantage Checking Only) $7.00
Low Signature-Based Transaction Fee Minimum of 10 Posted Per Month (Advantage Checking Only) $7.00
No Direct Deposit Fee (Advantage Checking Only) $9.00
VISA Check Card Annual Fee NONE
Courtesy Pay (per occurence) $29.00

 

Checking Accounts (CreditSense)

Below Monthly Average Daily Minimum $7.00
VISA Debit/ATM Annual Fee*** $25.00
Monthly Maintenance Fee $2.00
Non-sufficient Funds $29.00
Overdrafts, 1st Occurrence FREE
Each occurrence thereafter (limit 6) $5.00
Inactivity Fee (each month) $9.00

 

 

Checking Accounts (Aim Checking)

Below Monthly Average Daily Minimum $7.00
VISA Debit/ATM Annual Fee*** $25.00
Non-sufficient Funds $29.00
Overdrafts, 1st Occurrence FREE
Each occurrence thereafter (limit 6) $5.00
Inactivity Fee (each month) $9.00

 

 

First Northern Bill Pay

Transactions

FREE for Advantage and Preferred checking accountholders

For Value Now checking, first six per month FREE, each thereafter $0.75

Non-sufficient Funds $22.00

 

 

Money Market Accounts

Checks FREE
Annual Average Daily Balance Below Minimum $20.00
Below Monthly Average Daily Minimum $15.00
NSF Checks (Non-sufficient Funds) $29.00
Over Monthly Transaction Volume Limit:
(more than 3 checks per month) $9.00
(more than 3 withdrawals or transfers per month) $9.00

 

 

Safe Deposit Boxes (Show Place Drive Location Only)

3" x 10" x 22" $24.00 per year
5" x 5" x 22" $36.00 per year
5" x 10" x 22" $48.00 per year
10" x 10" x 22" $96.00 per year
Drill Fee $100.00
Lost Key Fee $25.00

 

 

* Does not include surcharges of other institutions

** 1 FREE per month, $6.00 each thereafter for members with less than $1,000.00 aggregate average daily share balance. This fee applies to withdrawals conducted in the lobby, drive-thru, and/or by phone with a representative. Withdrawals or transfers made through MAP (Members Audio Program), First Northern Online, or with a VISA Check Card are encouraged and will not incur this fee.

***Fee charged upon opening of account and on yearly anniversary date

For more details, refer to your Truth-In-Savings or Truth-In-Lending disclosures.