First Northern Credit Union - Auto Refinance
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New Vehicle Loans
(For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor.)
Up to 29 months 1.99% APR*
30 - 41 months 2.49% APR*
42 - 53 months 2.79% APR*
54 - 65 months 2.99% APR*
66 - 72 months 3.99% APR*
Used Vehicle Loans
(2006 models or newer)
(For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor.)
Up to 60 months 2.99% APR*
63 - 66 months 3.49% APR*
Used Vehicle Loans
(Pre-2006 / $10,000.00+)
(For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor.)
Up to 60 months 5.99% APR*
Motorcycle Loans
$10,000 and up
New 4.99% APR*
Used 5.25% APR*
Motorcycle Loans
under $10,000
New 5.25% APR*
Used 6.99% APR*
*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender's credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates subject to change. Financing terms are up to 72 months, but may be less based on several factors including, but not limited to, your credit standing, the vehicle's value, the loan amount, the term remaining on your existing loan, and the mileage and/or age of the vehicle. Repayment example: 3.99% APR for 66 months is $16.91 per $1,000 borrowed.
Auto Refinance

If you're paying too much for your loan at another financial institution, let us know. Chances are good that we can lower your rate, give you a cash incentive – or both! To find out what we can offer you, apply now
Refinance with us and compare your savings
over the life of of your loan
Current auto loan amount
Current APR with other lender
4.50%
5.00%
5.50%
6.50%
$10,000
$540
$677
$815
$1,094
$15,000
$811
$1,016
$1,223
$1,642
$20,000
$1,081
$1,355
$1,631
$2,189
$25,000
$1,351
$1,693
$2,038
$2,736
$30,000
$1,621
$2,032
$2,446
$3,284

Financing comparisons based on a 60-month term on a new auto loan rate of 2.49% APR. Rates are subject to change. This chart is for example purposes only. Consult one of our Financial Service Advisors for the rate specific to your offer.

This page was last revised: 2/13/13