First Northern Credit Union - Share Certificates (CDs)
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Share Certificates (CDs)

Invest $2,500 or more for a fixed term and earn a greater dividend over a set time frame. Choose a term, deposit $2,500 or more, and watch your savings grow. Your dividends will be compounded monthly, and credited to your account each month.
Share Certificates $50,000
and up		 $25,000 -
$49,999.99		 $2,500 -
$24,999.99
  6 months 3.00% APY 2.80% APY 2.70% APY
12 months 3.25% APY 3.05% APY 2.95% APY
18 months 3.40% APY 3.20% APY 3.10% APY
24 months 3.60% APY 3.40% APY 3.30% APY
36 months 3.80% APY 3.60% APY 3.50% APY
APY = Annual Percentage Yield
Federally insured by NCUA.
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Your savings are federally insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government, for up to $100,000 per member with a separate coverage of $100,000 for Individual Retirement Accounts. First Northern also provides additional private share insurance of $250,000 through Excess Share Insurance.


Any withdrawal prior to maturity requires the closing of the certificate account.
  • If the account has an original maturity of one year or less: the penalty we may impose will be the greater of seven days interest on the amount withdrawn, or up to 90 days' interest, which may include principal.
  • If the account has an original maturity of more than one year: the penalty we may impose will be the greater of seven days interest on the amount withdrawn, or up to 180 days' interest, which may include principal.

All penalties are calculated on the original certificate balance or the most recent certificate renewal balance.