Loan Rates | APR as low as:*
	Home Equity Loans (Borrow up to 85% of your home's equity) Line of Credit 4.00% APR   5-year fixed 3.99% APR 10-year fixed 5.49% APR 15-year fixed 5.99% APR Home Access Loans (Borrow up to 100% of your home's equity) Line of Credit (variable) 7.00% APR 7-year fixed 8.49% APR Fixed-Rate VISA Credit Cards Platinum Rate 8.99% APR Platinum Premier 10.25% APR Classic 12.25% APR Signature Loans Signature 9.99% APR *Subject to credit approval. Rates are subject to Lender's credit criteria, certain conditions, and restrictions. Your rate and corresponding Annual Percentage Rate (APR) may be higher than the published rate. Rates are subject to change at any time without notice. † Terms listed for loan products originated under our multi-featured, open-end loan plan are approximate and are based on amortizations of the minimum monthly payment assigned to the particular advance Share Secured Up to 24 months† 3.99% APR Up to 36 months† 4.49% APR Up to 48 months† 4.99% APR Up to 60 months† 5.29% APR This page was last revised: 10/26/11 APR = Annual Percentage Rate           Equal Housing Lender New Vehicle Loans (For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor) 24 months† 2.99% APR 36 months† 2.99% APR 48 months† 3.29% APR 60 months† 3.49% APR 72 months† 3.99% APR Used Vehicle Loans (2006 models or newer) (For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor) Up to 60 months† 3.49% APR Used Vehicle Loans (Pre-2006 / $10,000.00+) (For Driving Sense and Auto Equity Programs, please contact a Financial Services Advisor ) Up to 60 months† 5.99% APR Motorcycle Loans $10,000 and up New 7.24% APR Used 8.04% APR Motorcycle Loans under $10,000 New 8.04% APR Used 9.74% APR Stock Secured Up to 24 months† 6.79% APR Up to 36 months† 6.99% APR Up to 60 months† 7.99% APR
	**The Prime Rate is the Prime Lending Rate as published in The Wall Street Journal. As of 08/11/10 the Prime Rate was 3.25% APR. The annual percentage rate on this loan cannot exceed 18%. Offer valid on Illinois residences only, and does not apply to paying off existing First Northern Credit Union loans. Rates subject to change. Fixed-rate repayment example: 5.99% APR for 60 months is $19.34 per $1,000 borrowed. As always, consult your tax advisor concerning interest deductibility. Some restrictions apply. See your Financial Service Advisor for details.