First Northern Credit Union - Share & Stock Secured Loans

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Share & Stock Secured Loans

Share Secured Loans
If you need funds but don't want to tap into your assets, our Share Secured Loans offer truly low rates. Your accumulated savings can serve as collateral for the loan, while still earning dividends.

Stock Secured Loans
If you'd prefer, borrow up to 80% of the current market value of your American, NASDAQ or NYSE stocks without liquidating your investments.

All of our deposit accounts are federally insured by the NCUA (National Credit Union Administration), an agency of the U.S. Government, for up to $250,000 per member with a separate coverage of $250,000 for Individual Retirement Accounts.

This page was last revised: 2/13/13

Share Secured Loan
Up to 24 months	3.99% APR*
Up to 36 months	4.49% APR*
Up to 48 months	4.99% APR*
Up to 60 months	5.29% APR*
Stock Secured Loan
Up to 24 months	6.79% APR*
Up to 36 months	6.99% APR*
Up to 60 months	7.99% APR*
*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates are subject to change. Repayment examples: Share Secured is 4.49% APR for 36 months is $29.75 per $1,000 borrowed and Stock Secured is 6.99% APR for 36 months is $30.88 per $1,000 borrowed.