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HELOC Cash Back Offer

Get up to $400* extra cash!

Refinance Your Home Equity Loan
or Line of Credit & GET CASH!*

Refinance your Home Equity Loan or Line of Credit from another lender to a First Northern Home Equity Line of Credit before January 31, 2022 and: 

  • Take advantage of our LOW rates — as low as 4.00% APR**
  • Pay no annual fee
  • Get a cash bonus of up to $400!*

Refinance Now VIEW RATES 

 

*This promotion is available for new and existing First Northern Credit Union members. To be eligible, you must open or have a First Northern Savings Account with a minimum balance of $5.00 and refinance a Home Equity Loan or Home Equity Line of Credit from another lender with First Northern Credit Union by January 31, 2022. Promotion not valid with any other offer. Your account must remain current. The Cash Back refinance reward will be deposited into your First Northern Savings Account within 180 days after the loan origination date. Your Cash Back refinance reward amount will be based on your Home Equity Line of Credit balance at the time your reward is paid. Rewards are as follows: Refinance a Home Equity Loan or Line of Credit from another lender which, at the time of payout, has a balance of: between $10,000 and $15,000 to receive $100; between $15,001 and $25,000 to receive $250; over $25,000 to receive $400. Offer valid through January 31, 2022. Promotion subject to change at any time.

**APR=Annual Percentage Rate. Home Equity and Access Lines of Credit have variable rates. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Rates are subject to change. The variable Line of Credit rate is set at the time of your loan (your initial rate) and adjusted each January and July 1st based on the Prime Rate as published in The Wall Street Journal, plus a margin as low as -.50% on Home Equity Lines of Credit (your margin may differ based on your qualifications), and as low as 2.00% for Home Access Lines of Credit (your margin may differ based on your qualifications). As of 7/1/2021 the Prime Rate was 3.25% APR. The current Home Equity and Home Access Line of Credit rates listed above are floor rates and are higher than the index plus margin. Available on Illinois residences only. Late payment fees and processing fees may apply.