2019 Auto Loan Refi Application

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Applicants Information
Primary Applicant:
Joint Applicant:
By submitting this information, you are requesting First Northern Credit Union to review information regarding an existing loan you have elsewhere. We'll evaluate whether we may be able to reduce your monthly payment, lower your current interest rate, offer you a cash rebate to refinance your loan, or some combination of the above. You understand that we may review your credit report and you authorize us to do so. Should a determination be made that we may be able to assist you, you will receive a conditional offer explaining what savings/benefits First NorthernCredit Union may offer you. If you act upon our conditional offer, you understand that an application must be completed and then approved by our underwriting staff. Upon approval and completion of any necessary paperwork, the conditional offer will be granted. There is NO COST or obligation to use this service.

*This is a secure online service application. First Northern protects your information with full 128 bit encryption.

Other Important Program Information:
*APR= Annual Percentage Rate is the advertised rate at the time of information pulled and can vary based on creditworthiness and terms at time of actual loan application.  All accounts are subject to approval.  Applications must be submitted to First Northern Credit Union by November 30, 2019.  Existing First Northern vehicle loans do not qualify for this offer. Your vehicle must be model year 2013 or newer with fewer than 75,000 miles.  Promotion not valid with any other offer and is non-transferable. You must meet credit union lending guidelines. Rate quoted is the lowest rate for highly qualified applicants refinancing with terms up to 62 months. Other rates apply for other terms and credit qualifications. Your rate will be determined at the time of your application.

Payment Example: 2.99% APR for 29 months is $35.71 per $1,000 borrowed.
**The Cash Back refinance reward will be deposited into your First Northern Savings Account within 30 days of your loan closing. Cash Back payouts are as follows: loan amounts between $15,000 and $19,999 will receive $150 cash back. Vehicle loan amounts between $20,000 and $29,999 will receive $250 cash back. Vehicle loan amounts $30,000+ will receive $500 cash back.
***Interest accrues from the date of loan disbursal with the ‘No Payments for 60 Days’ offer.