Auto Refinance

Thank you for your interest in refinancing your vehicle. Rest assured, this is not a complicated process, there are no fees to process your loan, and our goal as a local not-for-profit credit union is to save you money! Just give us a bit of information about you and your vehicle, and we’re off to figure out how we can either reduce your payment, reduce your rate, or both!*

Remember, you have up to $500 waiting for you!**  Have a look at the “fine print” and, if your situation meets our guidelines, we’ll do our best to earn your business.

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*Open to both new and current memberships during this promotion. To be eligible, you must open or have a First Northern Savings Account with a minimum deposit of $5.00 and obtain financing through First Northern Credit Union by October 31, 2017.  Your vehicle must be model year 2011 or newer with fewer than 75,000 miles.  Promotion not valid with any other offer. Offer is not transferrable. You must meet credit union lending guidelines. Rate quoted is the lowest rate for highly qualified applicants refinancing with terms between 54 - 65 months. Other rates apply for other terms and credit qualifications. Your rate will be determined at the time of your application.  Federally Insured by NCUA.

Repayment Example: 2.24% APR for 65 months is $16.36 per $1,000 borrowed. 

**The Cash Back refinance reward will be deposited into your First Northern Savings Account within 30 days of your loan closing. Cash Back payouts are as follows: Vehicle loan amounts between $15,000 and $19,999 will receive $150 cash back. Vehicle loan amounts between $20,000 and $29,999 will receive $250 cash back. Vehicle loan amounts $30,000+ will receive $500 cash back.