Refer a Friend


*Must reference promotional code “EXELON” at account opening. First Northern will give Referrer $50 when Referral has met qualifications.  To qualify, the Referrer must be a member of First Northern and Referral must complete qualifications. The Referral cannot be a current or former member of First Northern and must meet our field of membership requirements. Referrer and Referral must be at least 18 years of age. 
1.) To be eligible for the direct deposit bonus of $100, set up and deposit a minimum of $500, via direct deposit, monthly. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits into a First Northern checking account (subject to approval). 2.) To receive $50 signature based debit card bonus, use your First Northern Visa debit card, choose credit, and sign for 30 or more purchases within 90 days of account opening. 3.) To receive $25 eStatement and Bill Pay bonus, log into our online banking to sign up for eStatements and initiate three third party bill payments from our bill pay provider within 60 days of account opening. All bonuses will be paid within 90 days of completing related requirements. Note: to receive any bonuses, your other accounts with us must be in good standing, and if your checking account is closed by you or FNCU within 6 months upon opening, we will deduct the bonus amount at closing. To receive up to a $325 bonus for refinancing a vehicle or home equity loan from another lender, the following requirements and conditions apply:  1.) Refinancing a vehicle or home equity loan from another lender is subject to our guidelines and credit approval, and must be completed within 90 days of opening your new checking account with qualified direct deposit. 2.) If your vehicle or home equity loan is approved, we will pay a bonus of $100 for loans made between $15,000 - $20,000, $200 for loans made between $20,001 and $30,000, and $325 for loans over $30,000. Bonus for these transactions will be paid on or after 90 days from the loan’s inception. Note: If your loan is paid off within 6 months after inception, we will deduct the bonus amount at the end of that month’s statement cycle.  Cannot be combined with any other offer.  Offer expires 12/31/18. Federally insured by NCUA.  Equal Housing Lender.