Refinance your Home Equity Loan

Rates as low as 2.99% APR!*

PLUS, we'll cover your closing costs.



*Offer valid on all applications submitted July 15, 2016 - October 15, 2016. Must mention promo code: HAPPYREFI. Not valid with any other offers. Loan terms, rates, and conditions are based on credit score, qualifications. Rates subject to change. Offer valid only for Illinois primary residences on refinanced Home Equity Loans of $25,000 or higher. May borrow up to 85% of your home’s equity with a 5, 10, or 15 year loan. You may not refinance any existing FNCU loan in conjunction with this offer. **For home equity loans over $25,000, First Northern will pay your closing costs up front. Member cannot receive cash back from closing cost offer. Part or all of these costs may be charged to you if you prepay your loan within 24 months. See your initial disclosures for details. Federally insured by NCUA. Equal Housing Lender. NMLS #410425.

Repayment example: 2.99% APR for 120 months is $9.63 per $1,000 borrowed.