Debt Protection

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Life can be wonderful. But it can get complicated when unexpected things happen.
 

Introducing Debt Protection from First Northern Credit Union

 
Protecting your loan payments against death, disability, hospitalization, or involuntary unemployment could help protect your finances. This protection could cancel your loan balance or payments up to the contract maximums, and can be added even after you already have your First Northern loan. In fact, we can add it any time during the life of your loan.
 
Protect your loan payments today so you can worry a little less about tomorrow.
 
Purchasing protection is voluntary and won’t affect your existing loan.
 

Let's talk if you have a First Northern auto loan, Home Equity loan, personal loan or Visa credit card.

 
It’s simple to add—contact us today at 888.328.8677 or fill out the form on this page, and see how we can help protect what matters most to you.

 

What does Debt Protection cover? 

  • If protected borrower passes away, it cancels your loan balance if you have an eligible loan. 
  • If a 48-consecutive-hour hospital stay occurs, it cancels your loan payments if you have an eligible loan. 
  • If a covered disability occurs due to injury or illness, it cancels your loan payments if you are a permanent employee who is actively working. 
  • If a covered job loss occurs, it cancels your loan payments if you are a permanent employee who is actively working. 



* Refer to the Member Agreement for a full explanation of terms and conditions.
Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.