This information current as of:



Wondering about the 2021 round of Economic Impact Payments (EIPs)? We can help.

IRS “Get My Payment” tool is available now to check the status of your Economic Impact Payment including date of the payment and the method (direct deposit or mailed payment date). Mailed payments require more processing and mailing time.

Note: Payments are being issued based on information IRS already has on file; you will not be able to add new routing or account information and cannot request to receive your payment by EIP Card.

**Please note: you may not receive your 2021 EIP via the same method as your 2020 EIP. Please check the IRS “Get My Payment” tool for information on how the IRS is distributing your money. 

Direct Deposit:

Once we receive the payment electronically, you may see it shown as a pending deposit prior to it becoming available. You can access the funds only once they become available. Please log in to online banking to check status of your payment. You may experience delays as many members are trying to access their accounts. 


If you receive your EIP via check, you can deposit it via our mobile banking app, at a deposit-taking ATM, or any of our branch locations, including CO-OP Network shared branches.  


As an essential business, our branches remain open to serve you in the safest way possible.

We have implemented increased cleaning procedures, set up six-foot social distancing markings, installed plexiglass dividers, and staff and members must wear face coverings while inside a branch. We have also modified some hours at our 4 branch locations and encourage you to check often for updates. 

Though we are open, we have limited the types of transactions performed inside our branch locations. We very strongly urge members to use our digital services whenever possible including:

·         Depositing checks on our mobile banking app or deposit-taking ATMs,

·         Applying for loans and new accounts on our website,

·         Using our extensive fee-free ATM network to withdraw cash, and

·         Contacting us to set up loan closings or other transactions that require in-person service. 

As always, we consider the safety of our members, our employees and our community first. If you have questions as to how we can serve you best, please call us at (888) 328-8677 and we will be happy to work with you

For more information, CLICK HERE.


As is the case with any time of crisis, financial scams are on the rise and we encourage you to be on alert. First Northern Credit Union will never ask for your personal information via phone, email, or text message. If you have any concerns, please call us at (888) 328-8677 to verify the validity of any request you find suspicious. Learn more at our Security & Fraud Center.

First Northern is poised to help you:

  • Make use of our partnership with BALANCE, a non-profit organization providing free, confidential, financial counseling services.
  • Log into your account via online banking on our mobile app, and take advantage of the free budgeting tools provided.
  • Having trouble making a loan payment? Let's talk. Contact a Lending Service Representative today at 888-328-8677 ext. 355 to find out what options you may have.
  • If you are have trouble making your First Northern Mortgage payment, please email Midwest Loan Services directly at or all them at 800-262-6574 to find out what options you may have.
  • Have general questions? Call us at (888) 328-8677.
  • As always, your deposits remain insured up to $250,000 by the National Credit Union Administration (NCUA).

We are strongly urging members to use First Northern's digital services whenever possible to ensure the health and safety of our members and staff.


FREE Online Banking FREE Mobile Banking FREE Telephone Banking

Access all of your FNCU accounts.

  • Obtain account balances
  • Transfer funds between FNCU accounts
  • Apply for a loan
  • Review your account history
  • Make loan payments
  • Pay bills
  • Transfer funds to and from accounts you have with other financial instiitutions
  • And more

Access your FNCU accounts
on your phone or tablet.

  • Deposit checks
  • Pay bills
  • Find locations and hours
  • Transfer to and from accounts you have at FNCU and other financial institutions
  • Find the closest ATM
  • And so much more

Download the app


Access your accounts 24/7
via FNCU's Members Audio
Program (MAP).

  • Obtain account balances
  • Transfer funds
  • Review your account history
  • Make loan payments
  • And more

Call (888) 328-8677

To enroll press option 1, then option 1 again for MAP and follow the prompts.