Get Rewarded When You Refi!

Thank you for your interest in refinancing your vehicle. Rest assured, this is not a complicated process, there are no fees to process your loan, and our goal as a local not-for-profit credit union is to save you money! Just give us a bit of information about you and your vehicle, and we’re off to figure out how we can either reduce your payment, reduce your rate, or both!*

Remember, you have up to $500 waiting for you!**  Have a look at the “fine print” and, if your situation meets our guidelines, we’ll do our best to earn your business.

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Applicants Information
Primary Applicant:
Joint Applicant:
By submitting this information, you are requesting First Northern Credit Union to review information regarding an existing loan you have elsewhere. We'll evaluate whether we may be able to reduce your monthly payment, lower your current interest rate, offer you a cash rebate to refinance your loan, or some combination of the above. You understand that we may review your credit report and you authorize us to do so. Should a determination be made that we may be able to assist you, you will receive a conditional offer explaining what savings/benefits First NorthernCredit Union may offer you. If you act upon our conditional offer, you understand that an application must be completed and then approved by our underwriting staff. Upon approval and completion of any necessary paperwork, the conditional offer will be granted. There is NO COST or obligation to use this service.


*This is a secure online service application. First Northern protects your information with full 128 bit encryption.



Other Important Program Information:
*APR= Annual Percentage Rate based on creditworthiness and terms at time of application and subject to approval. Vehicles must be financed through First Northern Credit Union by May 31, 2018. New loans only. Vehicle must be model year 2012 or newer with fewer than 75,000 miles.  Rate quoted is the current lowest rate for highly qualified applicants refinancing with terms up to 62 months and may change. Other rates and terms are available.

Repayment Example: 3.09% APR for 60 months is $17.97 per $1,000 borrowed.

**The Cash Back refinance reward will be deposited into your First Northern Savings Account within 30 days of your loan closing. Cash Back payouts are as follows: loan amounts between $15,000 and $19,999 will receive $150 cash back, between $20,000 and $29,999 will receive $250 cash back, amounts $30,000+ will receive $500 cash back.
 
***Interest accrues from the date of loan disbursal with the ‘No Payments for 60 Days’ offer.