Refer a Friend

Take a friend to lunch.

Tell your friend why you love First Northern.

  • We’re a local, not-for-profit financial institution that’s member owned

  • You can purchase a home with the help of our Mortgage team

  • We offer convenient online and mobile services

  • Our free or interest bearing checking

  • Our low rate Visa Credit Card

  • Nationwide access to your money with our network of 71,000 surcharge-free ATMs and 5,000 shared branches

Your friend joins First Northern.

  • Stop by a branch. Remember to write the promo code "LUNCH" and your friend’s name on the application.

  • Call First Northern at 888.328.8677. Tell your Financial Service Advisor "LUNCH" and the referrer’s name.

  • Visit us online at When asked "How did you hear about us?", select "Referral." Next, in the "Referred by" field, tell us who you lunched with. Finally, in the "Promotion Code" field type "LUNCH."

First Northern pays for lunch!*


*Must reference promotional code "LUNCH" at account opening. First Northern will give Referrer and Referral $50 each. To qualify, the Referrer must be a member of First Northern. The Referral cannot be a current or former member of First Northern and must meet our field of membership requirements. Referrer and Referral must be at least 18 years of age. The Referral must do one of the following within the first three months of membership: 1. Open a First Northern Value Now, Preferred or Advantage Checking account with a minimum of $500 monthly recurring Direct Deposit. The first Direct Deposit must be in the new member Checking Account within 60 days of account opening; See for checking account details and requirements; 2. Open a new or used auto loan in the amount of $15,000 or more; 3. Open a First Northern Visa Credit Card with a $1,000 balance transfer or $1,000 in purchases within the first three months of opening; or 4. Open a home equity loan or mortgage of $25,000 or more. $50 incentives will be deposited into Referrer and Referral savings accounts within 60 days of account opening and requirements being met. Not valid on account conversions or in combination with any other offer. Offer ends December 31, 2014. Federally insured by NCUA.