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Northwestern Medicine's credit union since 1966

Back in 1966, Northwestern Medicine established 4P Federal Credit Union to serve its employees. But in 2000, backed by the strength and accessibility we offer, 4P Federal Credit Union became a part of First Northern Credit Union and we opened a branch location inside Lavin Pavilion on the campus of Northwestern Medicine. 

Today, we remain the official credit union for Northwestern Medicine employees. We outgrew our location at Lavin Pavilion and, in 2010, opened a larger location at 541 N. Fairbanks on the campus of Northwestern Medicine. We also have a surcharge-free ATM on the 2nd floor inside Galter Pavilion on the Northwestern Memorial Hospital campus.

Stop on by and learn more about why thousands of your colleagues have chosen to "bank" with us for decades!

View NM 2023 Biweekly Payroll calendar 

Northwestern Medicine staff can earn up to $900!


  • Earn up to $150 for opening a checking account with direct deposit*



  • Earn up to $250 for financing/refinancing a home equity loan***

Apply for a Home Equity Loan


  • Earn up to $500 for financing/refinancing a mortgage**

Apply for a mortgage & check rates

Use promo code NM2023 when applying to take advantage of these special offers, just for Northwestern Medicine!



Mention Promotion NM2023 when joining or applying. Promotion valid through 12/31/23. Cannot be combined with any other promotions. Not available to existing First Northern Credit Union (FNCU) members or those closing their account within the last 90 days. All bonuses are subject to taxation as regular dividends.

*For $150 bonus, direct deposit $500 or more monthly of your paycheck, pension, or government benefits into a new FNCU checking account (subject to approval) for three consecutive months, or for $50 bonus, a $200 similar direct deposit for three consecutive months. Bonus paid to primary share account on or after 90 days of completing requirements, and bonus is subject to taxation as regular dividends.
**To receive up to a $500 bonus for financing a mortgage or refinancing a mortgage from another lender: 1.) Loan application must be completed within 90 days of opening your FNCU membership, 2.) Once approved, we will pay a bonus of $500 for loans over $250,000 and $250 bonus for loans between $100,000 and $249,000. Bonuses paid as lender credit at closing of the FNCU loan. Bonus subject to repayment if loan is paid off within 6 months.
***To receive up to a $250 bonus for financing a fixed-rate home equity loan or refinancing a fixed-rate home equity loan from another lender: 1) Complete loan application within 90 days of opening your FNCU membership, 2) If approved, we will pay a bonus of $250 for loans over $50,000, and $100 for loans less than $50,000 but at least $25,000. Bonus paid to primary share account on or after 90 days of completing requirements. Home Equity Lines of Credit ineligible. 

Think there's no such thing as a free lunch? Think again!

New employees to Northwestern Medicine are welcome to stop by our location at 541 N. Fairbanks. And when you open a new membership with us, we'll buy you lunch!*

And that's just the first of the many benefits you'll earn as a First Northern Credit Union member. 


*Membership required. Participation is open only to those age 18 or older, are new employees to Northwestern Medicine and its subsidiaries (within 30 days of first date of employment), and not existing members of First Northern Credit Union. Upon opening a new membership with First Northern Credit Union, recipient will receive a $10 gift card, redeemable at the food court at 541 N. Fairbanks Court, Chicago, IL 60611. Limit one gift card per person. Eligibility is based on primary account owner. Offer may be modified or withdrawn without notice. First Northern Credit Union assumes no responsibility for loss or misuse of gift card.


You might be telling yourself "I already have a bank."  But do you have a credit union?

Credit unions and banks offer many of the same products and services but differ in many ways.

Why bank with First Northern?

  • We’re a not-for-profit organization, governed by a board of unpaid volunteer members.
  • As a member, serving you is our number one priority.
  • Our members are more than just an account number — they’re part owners.
  • All profits are returned to you, our members, not to investors.
  • Members benefit from lower or non-existent fees, higher deposit rates, and more competitive loan rates.
  • Based in the Chicagoland area, our teams are made up of decision makers who truly understand our community.
  • As a credit union, we’re driven by the “People Helping People” philosophy.
  • Your financial wellness one of our main focuses. Members benefit from free seminars, access to like-minded organizations such as BALANCE, and other innovative forms of assistance.
  • Your membership with us lasts a lifetime — even if you move, change jobs, or retire. What’s more, your First Northern benefits can be passed down generation to generation.
  • Your funds are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 and backed by the full faith and credit of the United States Government.