| Account Reconciliation (per hour) |
$25.00 |
| ACH Origination (one time originations, each origination, non-recurring originations) |
$10.00 |
| Additional Copy of Monthly or Quarterly Statement |
$5.00 |
| ATM Card Annual Fee (non-debit card) |
$12.00 |
| ATM Balance Inquiry (performed at an FNCU ATM) |
$1.00 |
| ATM Withdrawals (at FNCU, STAR, Allpoint, and CO-OP Network ATMs)* |
First four per month free, $1.50 each thereafter |
| ATM Transfers (performed at an FNCU ATM)* |
$1.00 |
| Certified Mail |
$5.00 |
| Cashier Check |
$5.00 |
| Check Clearing Staff Assisted Information |
$2.00 |
| Corrected Vehicle Title |
Varies |
| Deposited Checks Returned (including those made at ATMs) - per each presentment and any subsequent representment(s) |
$29.00 |
| Early Closure of Membership Account (account closed within 90 days of opening) |
$15.00 |
| Excessive Withdrawal from Share Savings** |
$6.00 |
| Excessive Withdrawal/Transfer Share Savings, Checking, IRA Accounts † |
$5.00 |
| Excessive Withdrawal/Transfer Money Market Accounts †† |
$9.00 |
| Foreign Check Deposit (per check) |
Minimum $15.00 |
| Inactive Visa® Debit Card (no activity for 6+ months) |
$5.00/month |
| Insurance Sight Draft Deposited |
$15.00 |
| Loan Payoff Letter |
1st request free, $25.00 each thereafter |
| Inactive Account (90+ days inactivity for members with only a Share Savings Account with avg daily bal <$500) |
$9.00/month |
| Money Order |
$2.00 |
| NSF (Non-Sufficient Funds) for the following: ACH Share Draft, Debit Card Overdraft, Loan Payment (each presentment) |
$29.00 |
| Over the Phone Same Day Loan Payment (for each loan payment) |
$5.00 |
| Paper Statement (each monthly or quarterly statement issued) |
$5.00 |
| Printed Account History |
$5.00 |
| Reloadable Debit Card Purchase (Click Here for All Fees) |
$5.00 |
| Returned Correspondence - Incorrect Mailing Address (per occurrence) |
$5.00 |
| Special Order Copy of Check |
$5.00 |
| Staff Assisted Phone Transactions - each occurrence (for members with a Share Savings Account only and avg daily bal < $2500) |
$2.00 |
| Stop Payment of Check or ACH (each check or ACH) |
$29.00 |
| Subordination Agreement (unless request is denied) |
$75.00 |
| Teller Check Withdrawal (per check, made payable to a third party) |
$2.00 |
| Temporary Checks (8-check pack) |
$5.00 |
| UPS Delivery (each mailed item) |
$25.00 (weekdays)
$40.00 (Saturdays) |
| Verification of Deposit (per request) |
$10.00 |
| Visa Lost Card Replacement |
First occurrence free, $25.00 each thereafter |
| Visa Debit Card PIN or card rush (each item, each request) |
$50.00 |
| Visa Gift Card Cost of Purchase |
$2.75 |
| Wire Transfers - Outgoing (per individual wire) |
$25.00 (domestic)
$40.00 (international) |
| Withdrawal Check Mailing |
First occurrence free, $3.00 each thereafter |