A Share Certificate is a low-risk way to watch your money grow when you don't need immediate access to your funds.
First Northern Credit Union offers Share Certificates, Traditional IRA Share Certificates, Roth IRA Share Certificates, and Coverdell ESA Share Certificates.
- Open with as little as $2,500
- Terms from 6 months to 5 years
- Earn higher rates than Share Savings accounts and avoid the risks of investment accounts
- Pay no monthly maintenance fee**
- Your funds are federally insured by the National Credit Union Administration up to $250,000.
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Share Certificates $50,000+
Term |
APY* |
6 months |
0.25% |
12 months |
0.30% |
18 months |
0.35% |
24 months |
0.40% |
36 months |
0.55% |
60 months |
0.65% |
Share Certificates $25,000 - $49,999.99
Term |
APY* |
6 months |
0.20% |
12 months |
0.25% |
18 months |
0.30% |
24 months |
0.35% |
36 months |
0.50% |
60 months |
0.60% |
Share Certificates $2,500 - $24,999.99
Term |
APY* |
6 months |
0.15% |
12 months |
0.20% |
18 months |
0.25% |
24 months |
0.30% |
36 months |
0.45% |
60 months |
0.55% |
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