Money Market Accounts

**Other fees may apply and may reduce earnings. See fee schedule for details. If at any time during any monthly statement cycle, the average daily balance falls below the required minimum ($2,500 for Money Market Demand and $25,000 for Money Market Yield), account will be subject to a minimum balance fee once during the statement cycle. There also may be an annual fee assessed if average daily balance falls below minimum. An annual fee will be charged once each year if average annual daily balance falls below the required minimum for the year.  See fee schedule for details. Average daily balance computation method:  Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.  The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.  The period we use is the monthly statement cycle. Accrual of dividends on noncash deposits:  Dividends will begin to accrue on the business day noncash items are deposited (for example, checks) to account.