Money Market Accounts

A First Northern Credit Union Money Market Account combines the ability to access your money when you need it most with a rate higher than our basic savings rate.

Our Money Market Demand and Money Market Yield Accounts offer:  

• No monthly maintenance fee with minimum average daily balance requirement ($2,500 for Money Market Demand and $25,000 for Money Market Yield)**
• Competitive dividend rates
• Convenient check writing privileges
• Free standard checks for life
• Up to six transactions per month (maximum three by check)***
• 0.25% APR* rate discount on First Northern auto loans or fixed-rate Home Equity Loans with a Money Market Yield account****
• The security of knowing your funds are federally insured by the National Credit Union Administration up to $250,000.

Open a Money Market Demand account with as little as $2,500, or a Money Market Yield account with as little as $25,000 and start earning today!

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**Other fees may apply and may reduce earnings. See fee schedule for details. If at any time during any monthly statement cycle, the average daily balance falls below the required minimum, account will be subject to a minimum balance fee once during the statement cycle. There also may be an annual fee assessed if average daily balance falls below minimum. An annual fee will be charged once each year if average annual daily balance falls below the required minimum for the year.  See fee schedule for details. Average daily balance computation method:  Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.  The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.  The period we use is the monthly statement cycle. Accrual of dividends on noncash deposits:  Dividends will begin to accrue on the business day noncash items are deposited (for example, checks) to account.