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Home Equity Loans

A fixed-rate Home Equity Loan allows you to free up the equity in your home and turn it into cash — without affecting the great low rate you already have on your mortgage loan!

You get the entire loan amount up front to use for a specific purpose, and the rate is fixed, so you can rest assured it won't increase during your repayment period. With low monthly payments and terms up to 15 years, it’s a great way to finance large expenses.

  • Great for debt consolidation, college tuition, vehicle purchase, substantial home improvements or other large purchases
  • Get the entire loan amount up front—all at once—for a specific purpose.
  • Low fixed rate and fixed monthly payments
  • Minimum term period of 5 years
  • Maximum term period of 15 years
  • Borrow up to 85% of your home’s appraised value** 
  • No annual fee
  • No upfront closing costs or fees if your loan is $25,000 or greater (see your initial disclosures for complete details).
  • Interest may be tax deductible. Consult a tax advisor for details.

Apply Now Estimate Your Payments

If you’re paying a higher rate on your Home Equity Loan, let us help.

We may be able to lower your rate and save you money.

Refinance Now Estimate Your Savings

Receive a 0.25% APR* discount off of our published, non-promotional Home Equity Loan rate with:

Home Equity Loans (up to 85% appraised value**)
Term APR*
5-Year Fixed As low as 5.04%
10-Year Fixed As low as 5.84%
15-Year Fixed As low as 6.34%

Apply Now  Learn More

*APR=Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Available on Illinois residences only.  Repayment Example: A loan of $100,000 at 5.04% APR for 60 months is a monthly payment of $1,888.96 and total interest of $13,337.39. Late payment fees and processing fees may apply. **Minus any balances owed. Your amount may vary based on credit qualifications. 

Need to borrow up to 100% of your home’s equity?

Our Home Access Loan may be right for you.

  • Borrow up to 100% of your home’s equity**
  • No annual fee
  • Interest may be tax deductible. Consult a tax advisor for details.
  • More affordable rates than personal loans for large expenses

APPLY NOW  Estimate Your Payments

Home Access Loans (up to 100% appraised value**)
Term APR*
7-Year Fixed As low as 9.29%

Apply Now   Learn More

*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Offer valid on Illinois residences only.  Repayment Example: A loan of $100,000 at 9.29% APR for 84 months is a monthly payment of $1,623.66 and total interest of $36,387.79. Late payment fees and processing fees may apply. **Minus any balances owed. Your amount may vary based on credit qualifications.