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Home Equity Loans

A Home Equity Loan allows you to free up the equity in your home to use for a specific, one-time expense.

The rate is fixed, and you get the entire loan amount up front. With low monthly payments and terms up to 15 years, it’s a great way to finance large expenses.

  • Great for debt consolidation, college tuition, vehicle purchase, substantial home improvements or other large purchases
  • Get the entire loan amount up front—all at once—for a specific, one-time expense.
  • Low fixed rate and fixed monthly payments
  • Minimum term period of 5 years
  • Maximum term period of 15 years
  • Borrow up to 85% of your home’s appraised value (minus any outstanding balances owed)
  • No annual fee
  • No upfront closing costs or fees if your loan is $25,000 or greater (see your initial disclosures for complete details).
  • Interest may be tax deductible. Consult a tax advisor for details.

Apply Now Estimate Your Payments

If you’re paying a higher rate on your Home Equity Loan, let us help.

We may be able to lower your rate and save you money.

Refinance Now Estimate Your Savings

Receive a 0.25% APR* discount off of our published, non-promotional Home Equity Loan rate with:

Home Equity Loans
Term APR*
5-Year Fixed As low as 4.54%
10-Year Fixed As low as 5.34%
15-Year Fixed As low as 5.84%

Apply Now  Learn More

*APR=Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Available on Illinois residences only.  Fixed rate repayment Example: 4.54% APR for 60 months is $18.66/month per $1,000 borrowed. Late payment fees and processing fees may apply. 

Need to borrow up to 100% of your home’s equity?

Our Home Access Loan may be right for you.

  • Borrow up to 100% of your home’s equity.
  • No annual fee
  • Interest may be tax deductible. Consult a tax advisor for details.
  • More affordable rates than personal loans for large expenses.

APPLY NOW  Estimate Your Payments

Home Access Loans
Term APR*
7-Year Fixed As low as 8.79%

Apply Now   Learn More

*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Offer valid on Illinois residences only.  Fixed rate repayment example: 8.79% APR for 84 months is $15.98/month per $1,000 borrowed. Late payment fees and processing fees may apply.