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Share Savings, Holiday Savings and Vacation Savings
Balance APY*
$25,000 and above 0.15%
$2,500 - $24,999.99 0.10%
$5 - $2,499.99 0.05%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all share savings accounts are declared quarterly by the Board of Directors. Dividends are paid retroactively and based on earnings for the period. The dividend yield listed is for the period ending 12/31/2022.

Children's Share Savings Accounts (Moola Moose & Compass Club)
Balance APY*
$25,000 and above 0.15%
$2,500 - $24,999.99 0.10%
$5 - $2,499.99 0.05%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all share savings accounts accounts are declared quarterly by the Board of Directors. Dividends are paid retroactively and based on earnings for the period. The dividend yield listed is for the period ending 12/31/2022.

Checking Accounts
Account Type APY*
Advantage Checking 1.00%**
Preferred Checking 0.05%***
Value Now Checking N/A

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*APY=Annual Percentage Yield. Rates subject to change. Dividends will be compounded and credited to your account monthly. If you close your account before dividends are paid, you will not receive accrued dividends. **1.00% APY on average daily balances of $7,500 or less; 0.01% APY on portions over $7,500. ***On average daily balances over $250

Money Market Yield
Balance APY*
$100,000 and above 0.65%
$50,000-$99,999.99 0.55%
$25,000-$49,999.99 0.45%
$0-24,999.99 0.10%
Money Market Demand
Balance APY*
$25,000 and above 0.40%
$2,500-$24,999.99 0.30%
$0-2,499.99 0.05%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all money market accounts are declared quarterly by the Board of Directors. Dividends are paid retroactively and based on earnings for the period. The dividend yield listed is for the period ending 12/31/2022. 

Share Certificates $50,000+
Term APY*
6 months 1.00%
12 months 1.25%
18 months 1.30%
24 months 2.00%
36 months 2.25%
60 months 2.75%
Share Certificates $25,000 - $49,999.99
Term APY*
6 months 0.85%
12 months 1.10%
18 months 1.15%
24 months 1.50%
36 months 1.75%
60 months 2.25%
Share Certificates $2,500 - $24,999.99
Term APY*
6 months 0.70%
12 months 0.85%
18 months 0.90%
24 months 1.00%
36 months 1.50%
60 months 1.75%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for share certificates are declared and paid monthly. For share certificates, a penalty may be imposed for withdrawals before maturity. See your Truth-In-Savings disclosure for details. 

Traditional IRA, Roth IRA, & Coverdell ESA Share Savings
Balance APY*
$25,000 and above 0.15%
$2,500 - $24,999.99 0.10%
$5 - $2,499.99 0.05%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all share savings accounts are declared quarterly by the Board of Directors. Dividends are paid retroactively and based on earnings for the period. The dividend yield listed is for the period ending 12/31/2022.

Traditional & Roth IRA Share Certificates
$50,000+
Term APY*
6 months 1.00%
12 months 1.25%
18 months 1.30%
24 months 2.00%
36 months 2.25%
60 months 2.75%
Traditional & Roth IRA Share Certificates
$25,000 - $49,999.99
Term APY*
6 months 0.85%
12 months 1.10%
18 months 1.15%
24 months 1.50%
36 months 1.75%
60 months 2.25%
Traditional & Roth IRA Share Certificates
$2,500 - $24,999.99
Term APY*
6 months 0.70%
12 months 0.85%
18 months 0.90%
24 months 1.00%
36 months 1.50%
60 months 1.75%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for share certificates are declared and paid monthly. For share certificates, a penalty may be imposed for withdrawals before maturity. See your Truth-In-Savings disclosure for details. 

Coverdell ESA Share Certificates
Term APY*
6 months 0.70%
12 months 0.85%
18 months 0.90%
24 months 1.00%
36 months 1.50%
60 months 1.75%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for share certificates are declared and paid monthly. For share certificates, a penalty may be imposed for withdrawals before maturity. See your Truth-In-Savings disclosure for details.