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Powering ComEd/Exelon Employees since 1944

Founded by Commonwealth Edison employees

Our membership began when Commonwealth Edison established separate credit unions for each of its departments in the early 1940s. When ComEd dissolved its credit unions, a handful of employees took it upon themselves to keep the idea of a financial cooperative alive. Their innovations paid off. Not only did they receive $5,000 and some office space and equipment from ComEd, they also gained approval to incorporate a credit union. 

On March 1, 1944, Edison Credit Union was born, and in 1999 we changed our name to First Northern Credit Union.

And we're still powering ComEd/Exelon employees nearly 80 years later.

We've been serving ComEd/Exelon employees for nearly 80 years. Stop on by and learn more about why thousands of your colleagues have chosen to "bank" with us for decades!

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ComEd/Exelon employees can earn up to $900!


  • Earn up to $150 for opening a checking account with direct deposit*



  • Earn up to $250 for financing/refinancing a home equity loan***

Apply for a Home Equity Loan


  • Earn up to $500 for financing/refinancing a mortgage**

Apply for a mortgage & check rates

Use promo code BD2022 when applying to take advantage of these special offers, just for ComEd/Exelon and its subsidiaries!



Mention Promotion BD2022 when joining or applying. Promotion valid through 12/31/22. Cannot be combined with any other promotions. Not available to existing First Northern Credit Union (FNCU) members or those closing their account within the last 90 days. All bonuses are subject to taxation as regular dividends.

*For $150 bonus, direct deposit $500 or more monthly of your paycheck, pension, or government benefits into a new FNCU checking account (subject to approval) for three consecutive months, or for $50 bonus, a $200 similar direct deposit for three consecutive months. Bonus paid to primary share account on or after 90 days of completing requirements, and bonus is subject to taxation as regular dividends.
**To receive up to a $500 bonus for financing a mortgage or refinancing a mortgage from another lender: 1.) Loan application must be completed within 90 days of opening your FNCU membership, 2.) Once approved, we will pay a bonus of $500 for loans over $250,000 and $250 bonus for loans between $100,000 and $249,000. Bonuses paid as lender credit at closing of the FNCU loan. Bonus subject to repayment if loan is paid off within 6 months.
***To receive up to a $250 bonus for financing a fixed-rate home equity loan or refinancing a fixed-rate home equity loan from another lender: 1) Complete loan application within 90 days of opening your FNCU membership, 2) If approved, we will pay a bonus of $250 for loans over $50,000, and $100 for loans less than $50,000 but at least $25,000. Bonus paid to primary share account on or after 90 days of completing requirements. Home Equity Lines of Credit ineligible. 

Existing members (and your friends) can each earn $50!

Invite someone to join First Northern and open one of the following within the first 3 months of joining, and when they do, you'll EACH earn $50!*

  • Open a Value Now, Preferred, or Advantage Checking account with direct deposit**
  • Open a new or used auto loan of $15,000+
  • Open a First Northern Visa® Credit Card with a $1,000 balance transfer or $1,000 in purchases within the first three months of opening.

It's easy! Just ask your friend to use promo code EX2022 when completing our online application — we'll handle the rest!


*New member must reference promotional code EX2022 at account opening. First Northern will give Referrer and Referral $50 each. To qualify, the Referrer must be a member of First Northern. The Referral cannot be a current or former member of First Northern and must meet our field of membership requirements. Referrer and Referral must be at least 18 years of age. $50 incentives will be deposited into Referrer and Referral savings accounts within 60 days of account opening and requirements being met. Not valid on account conversions or in combination with any other offer. Offer ends December 31, 2022. **Minimum of $500 monthly recurrent Direct Deposit. The First Direct Deposit must be in the new member Checking Account within 60 days of account opening.

Credit unions and banks offer many of the same products and services but differ in many ways.

Why bank with First Northern?

  • We’re a not-for-profit organization, governed by a board of unpaid volunteer members.
  • As a member, serving you is our number one priority.
  • Our members are more than just an account number — they’re part owners.
  • All profits are returned to you, our members, not to investors.
  • Members benefit from lower or non-existent fees, higher deposit rates, and more competitive loan rates.
  • Based in the Chicagoland area, our teams are made up of decision makers who truly understand our community.
  • As a credit union, we’re driven by the “People Helping People” philosophy.
  • Your financial wellness one of our main focuses. Members benefit from free seminars, access to like-minded organizations such as BALANCE, and other innovative forms of assistance.
  • Your membership with us lasts a lifetime — even if you move, change jobs, or retire. What’s more, your First Northern benefits can be passed down generation to generation.
  • Your funds are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 and backed by the full faith and credit of the United States Government.


ComEd/Exelon: Talk to us! What would you like to see from First Northern?