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Powering ComEd & Exelon Employees since 1944

Founded by Commonwealth Edison employees for Commonwealth Edison employees

2023 Bi-Weekly Calendar  2023 Semi-Monthly Calendar

Our membership began when Commonwealth Edison established separate credit unions for each of its departments in the early 1940s. When ComEd dissolved its credit unions, a handful of employees took it upon themselves to keep the idea of a financial cooperative alive. Their innovations paid off. Not only did they receive $5,000 and some office space and equipment from ComEd, they also gained approval to incorporate a credit union. 

On March 1, 1944, Edison Credit Union was born, and in 1999 we changed our name to First Northern Credit Union. And in October 2000, when Exelon was formed by the joining of Unicom Corporation (formerly Commonwealth Edison Company) and PECO Energy Company (formerly Philadelphia Electric Company), we proudly offered our services to employees of all companies.

We're still powering ComEd & Exelon nearly 80 years later.

We've been serving Commonwealth Edison & Exelon employees for nearly 80 years. Stop on by and learn more about why thousands of your colleagues have chosen to "bank" with us for decades!

Earn 5.15% APY* for 15 months 

Minimum only $2,500 to open. Don't miss limited time offer and FREE membership!

Call to open OPEN ONLINE FIND A BRANCH have someone contact you

Share Certificate Special Offer
Term Minimum to open APY*           
15 months $2,500.00 5.15%
30 months $2,500.00 4.50%

 

*APY = Annual Percentage Yield. Available for new money to First Northern Credit Union only. Share Certificate Special rates valid as of 6/8/2023 and subject to change without notice. Dividends for Share Certificates are paid monthly. At your option, you may choose to have dividends credited to your Share Certificate, or other share account. Minimum Share Certificate amount is $2,500. At maturity, the 15-month promotional certificate will automatically roll over into a 12-month certificate unless changes are made within your 10-day grace period. At maturity, the 30-month promotional certificate will automatically roll over into a 24-month certificate unless changes are made within your 10-day grace period. Penalty for early termination. See your Truth-In-Savings disclosure for details. Excludes IRA and Coverdell Share Certificates.

ComEd & Exelon employees can earn up to $900!

150

  • Earn up to $150 for opening a checking account with direct deposit*

OPEN A CHECKING ACCOUNT NOW

250

  • Earn up to $250 for financing/refinancing a home equity loan***

Apply for a Home Equity Loan

500

  • Earn up to $500 for financing/refinancing a mortgage**

Apply for a mortgage & check rates

Use promo code EXELON2023 when applying to take advantage of these special offers, just for ComEd & Exelon employees and subsidiaries!

 

 

Mention Promotion EXELON2023 when joining or applying. Promotion valid through 12/31/2023. Cannot be combined with any other promotions. Not available to existing First Northern Credit Union (FNCU) members or those closing their account within the last 90 days. All bonuses are subject to taxation as regular dividends.


*For $150 bonus, direct deposit $500 or more monthly of your paycheck, pension, or government benefits into a new FNCU checking account (subject to approval) for three consecutive months. Bonus paid to primary share account on or after 90 days of completing requirements.
**To receive up to a $500 bonus for financing a mortgage or refinancing a mortgage from another lender: 1.) Loan application must be completed within 90 days of opening your FNCU membership, 2.) Once approved, we will pay a bonus of $500 for loans over $250,000 and $250 bonus for loans between $100,000 and $249,000. Bonuses paid as lender credit at closing of the FNCU loan. Bonus subject to repayment if loan is paid off within 6 months.
***To receive up to a $250 bonus for financing a fixed-rate home equity loan or refinancing a fixed-rate home equity loan from another lender: 1) Complete loan application within 90 days of opening your FNCU membership, 2) If approved, we will pay a bonus of $250 for loans over $50,000, and $100 for loans less than $50,000 but at least $25,000. Bonus paid to primary share account on or after 90 days of completing requirements. Home Equity Lines of Credit ineligible. 

Credit unions and banks offer many of the same products and services but differ in many ways.

Why bank with First Northern?

  • We’re a not-for-profit organization, governed by a board of unpaid volunteer members.
  • As a member, serving you is our number one priority.
  • Our members are more than just an account number — they’re part owners.
  • All profits are returned to you, our members, not to investors.
  • Members benefit from lower or non-existent fees, higher deposit rates, and more competitive loan rates.
  • Based in the Chicagoland area, our teams are made up of decision makers who truly understand our community.
  • As a credit union, we’re driven by the “People Helping People” philosophy.
  • Your financial wellness one of our main focuses. Members benefit from free seminars, access to like-minded organizations such as BALANCE, and other innovative forms of assistance.
  • Your membership with us lasts a lifetime — even if you move, change jobs, or retire. What’s more, your First Northern benefits can be passed down generation to generation.
  • Your funds are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 and backed by the full faith and credit of the United States Government.

JOIN NOW

ComEd/Exelon: Talk to us! What would you like to see from First Northern?
 
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