First Northern Credit Union | Serving northern Illinois since 1944

Competitive-Rate Student Loans

We partner with Sallie Mae Bank to offer members great rates. But hurry...changes take effect July 1.

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Love the Home You're In

Home Equity Loans & Lines of Credit won't impact your first mortgage rate!

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Get up to a 40% lower auto loan payment

DrivingSense rates as low as 4.84% APR*

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Act Now! Student Loan Changes Go Into Effect 7/1/26

A major federal student loan overhaul is set to take effect July 1, 2026 bringing big changes to repayment plans, loan limits, and eligibility for forgiveness programs. We can help, with offer for First Northern members from our partner, Sallie Mae Bank.

Setting a realistic budget for a new home

The thought of home ownership is appealing, but without setting a realistic budget, you may be stretching your finances too thin. What you’re approved to spend and what you can actually afford may be different.

Rockford Raises $1800 for Rock House Kids

February was all about giving back at our Rockford locations. During our “Fuel the Fun” donation drive, members and employees chipped in to support Rock House Kids, raising $1,800 to help make a difference right here in our community.

Why January Is A Smart Time to Start the Home Buying Process

Most people don’t start thinking about buying a home until spring — and that makes sense. More listings show up, the weather improves, and it feels like the right time to start looking. But here’s something a lot of buyers don’t realize: January can actually be a great time to get ahead. Why?

Buying vs. renting: Which is right for your wallet and lifestyle?

For generations, home ownership was considered an essential component of the American dream. However, in recent years, financially savvy people are questioning whether it’s economically rational to rent, buy a starter home or to wait and buy their dream house.

Streeterville Supports Nourishing Hope Toy Drive

Our team at First Northern Credit Union supported Nourishing Hope’s Toy Drive this year with a donation campaign at our Streeterville location.

Supporting Our Communities

First Northern Credit Union was proud to make three separate $500 donations to organizations doing incredible work in the communities we serve. These donations help fight hunger, housing insecurity, and financial strain continue to impact families across Northern Illinois and Chicago.

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