First Northern Credit Union

What will you do with your home's equity?

Apply now. Decide later!
Use only what you need, when you need it, with no upfront closing costs*

Refinance your auto loan

Rates as low as 4.29% APR*
Pay 40% less for your auto loan

Including purchases & refinancing
Tap Into Your Home's Equity

And pay no upfront closing costs

"I started doing business with FNCU only because my job said they were the preferred credit union... but after one encounter with a particular employee I’ll never use another credit union again!"

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Money-Smart Travel Part II: Cutting Costs, Not Pleasure

One of the best things about a vacation is taking your mind off mundane, day-to-day concerns and responsibilities, and focusing on pleasure. Trips are the time to live it up! If you put a little effort into making your money stretch farther on your getaway, you can have just as much fun and save enough to take additional excursions each year.

Money-Smart Travel Part I: Save Now, Live it up Later

When you think about it, planning is one of the best parts of taking an exciting vacation. Putting your dazzling itinerary together and daydreaming about all the amazing things you’ll see can really get the juices flowing. However, if you haven’t planned for the financial impact of your trip, money concerns in the months after your excursion can tarnish your happy memories.

5 Habits Every Budgeter Should Develop

Starting a budget can be a fun and exciting way to get your finances in order. Budgeting can be a tool to help you discover bad spending habits, as well as create smart new ones.

Rockford Fall Festival 2022

Our Rockford location is inviting the community to join them at their free, family-friendly Fall Festival on Saturday, October 29, 2022 from 10:00 to 11:30 am.

Don't Fall for the Zelle Texting Scam

In September of 2022, one woman lost thousands of dollars as a result of believing text messages she had received were from Zelle. These sort of scams are all too common these days. Receiving a text message from a credit card you don't own or an account you've never opened might be confusing, but the goal is to get you to react. Scammers count on your initial reaction to the message to create their opportunity. If you react without doing your research, you will open yourself up to being defrauded of your money.

Rockford Helps Rock House Kids

Throughout the month of August the Rockford branch and Mortgage Services Office coordinated a donation drive benefitting Rock House Kids. We were seeking non-perishable individually wrapped snack items that kids could take home with them. Members, area residents, and staff visited both locations and dropped off their items. On August 10th, we also hosted an Ice Cream Event and collected even more during that event.

How to find the best credit union in Illinois

Finding a financial institution is no easy task. By “banking” with a credit union, you’re helping to keep business within your local community. Credit unions are not-for-profit organizations, governed by a board of unpaid volunteer members who live and work right by you! While you’re making your decision, here are some things to look for when searching for the best credit union in Illinois:

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Refer a friend, family member, or coworker to First Northern and we'll reward EACH of you with $50! And, there's no limit to the number of referrals you can make!

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What will you do with your home's equity?

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Money-Smart Travel Part II: Cutting Costs, Not Pleasure