First Northern Credit Union | Serving northern Illinois since 1944

Turn credit card debt into savings!

Pay only 2.99% Introductory APR* for 24 months** on balances transferred to a FNCU Visa® Credit Card

Shift into Savings

Auto loans: buy or refinance at our great rates!

Home Sweet Loan

Mortgage Loans
Local Decisions | Personal Service | Competitive Rates

Balance transfer offer

2.99% APR for 24 months
Auto Loans

Buy or refinance
Home Sweet Loan

Mortgage options

FREE membership earns you a lifetime of benefits

WHO CAN JOIN

Find a Branch or ATM

Address or ZIP Code

Why January Is A Smart Time to Start the Home Buying Process

Most people don’t start thinking about buying a home until spring — and that makes sense. More listings show up, the weather improves, and it feels like the right time to start looking. But here’s something a lot of buyers don’t realize: January can actually be a great time to get ahead. Why?

Buying vs. renting: Which is right for your wallet and lifestyle?

For generations, home ownership was considered an essential component of the American dream. However, in recent years, financially savvy people are questioning whether it’s economically rational to rent, buy a starter home or to wait and buy their dream house.

Streeterville Supports Nourishing Hope Toy Drive

Our team at First Northern Credit Union supported Nourishing Hope’s Toy Drive this year with a donation campaign at our Streeterville location.

Supporting Our Communities

First Northern Credit Union was proud to make three separate $500 donations to organizations doing incredible work in the communities we serve. These donations help fight hunger, housing insecurity, and financial strain continue to impact families across Northern Illinois and Chicago.

Rockford Delivers Warmth in 2025

Thanks to your kindness, we were able to deliver a meaningful donation to the Rockford Family Peace Center of warm winter accessories and socks.

Targeted Text Message Scam

On November 5th, 2025, First Northern Credit Union was made aware of a fraudulent text message circulating with claims of halting accounts. These text messages are a scam and are not from First Northern.

First Northern Celebrates Halloween 2025

With a surplus of candy and a positive attitude, staff from both our Rockford and Evanston locations celebrated the Spooky-Holiday with a lot of sweets, treat, and no tricks!

View More
From the Blog