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Share Savings Accounts

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A Share Savings Account with First Northern Credit Union leads the way to a lifetime of membership, and is your ownership "share" of our financial cooperative! 

  • Open with as little as $5.00
  • Earn dividends on all balances
  • Pay no monthly maintenance fee**
  • Use your balance as overdraft protection for your First Northern checking account
  • Open as many as you need —it's a great way to budget for a holiday, vacation, and more. Simply set up an automatic transfer into the account and watch the savings add up! And you can withdraw funds whenever you need them. 

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Share Savings & Special Purpose Savings Accounts
Balance APY*
$25,000 and above 0.20%
$2,500 - $24,999.99 0.15%
$5 - $2,499.99 0.10%

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*APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all share savings accounts are declared quarterly by the Board of Directors. Dividends are paid retroactively and based on earnings for the period. The dividend yield listed is for the period ending 3/31/2025.  Other fees and conditions may apply and may reduce earnings. See fee schedule for details.

**Other fees may apply and may reduce earnings. During any month, you may not make more than six withdrawals or transfers to another credit union account of yours, or to a third party, by means of a preauthorized, automatic, or computer transfer or telephonic order or instruction.  No more than three of the six transfers may be made by check, draft or similar order to a third party.  If you exceed the transfer limitations set forth above, your account may be subject to an over transaction volume limit fee for each debit transaction (withdrawal, draft or check paid, automatic transfer or payment out of this account), or closure by the credit union. See fee schedule for details.