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Savings

A Share Savings Account with First Northern Credit Union leads the way to a lifetime of membership! 

With as little as $5.00 in your account:

  • Earn competitive dividend rates
  • Become a member-owner of First Northern and gain access to all we have to offer
  • Pay no monthly maintenance fee**
  • Have no minimum balance requirement
  • Use your opening balance as overdraft protection for your First Northern checking account

A Holiday Savings Account, Vacation Savings Account, or Special-Purpose Savings Account helps you save for holidays, vacations, or anything that matters most to you!

  • Earn competitive dividend rates
  • Pay no monthly maintenance fee**
  • No minimum balance requirement
  • Funds transfer into account automatically each month to help you save
  • Money is available to withdraw when you need it!

No matter which option you choose,  your funds are federally insured by the National Credit Union Administration up to $250,000.

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Share Savings, Holiday Savings and Vacation Savings
Balance APY*
$25,000 and above 0.15%
$2,500 - $24,999.99 0.10%
$5 - $2,499.99 0.05%

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* APY = Annual Percentage Yield. Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all share savings accounts are declared quarterly by the Board of Directors. Interest is paid retroactively and based on earnings for the period. The dividend yield listed is for the period ending 6/30/2021. Yields for other deposit products are declared and paid monthly. For Share Certificates, a penalty may be imposed for withdrawals before maturity. **Other fees may apply and may reduce earnings. See fee schedule for details.