*APY = Annual Percentage Yield. These offers valid for new money to First Northern Credit Union. Membership requirements apply. Share Certificate Special rates went into effect on 10/20/2026 and are current as of today, 10/20/2026. Special offers are subject to change or end without notice. Dividends for Share Certificates are paid monthly. At your option, you may choose to have dividends credited to your Share Certificate, or other share account. Minimum Share Certificate amount is $2,500. At maturity, the 15-month promotional certificate will automatically roll over into a 12-month certificate unless changes are made within your 10-day grace period. At maturity, the 30-month promotional certificate will automatically roll over into a 24-month certificate unless changes are made within your 10-day grace period. Penalty for early termination. See your Truth-In-Savings disclosure for details. Excludes IRA & ESA Share Certificates. **New money to First Northern Credit Union only defined as money not currently on deposit at First Northern Credit Union.