*APY = Annual Percentage Yield.  These offers valid for new First Northern Credit Union members only, and new money to First Northern Credit Union.  A new member is defined as anyone 18+ who has not had an account at First Northern Credit Union for at least one year. New money is defined as funds not currently on deposit at First Northern Credit Union. New member must meet membership eligibility requirements, including establishing a share savings account with minimum $5.00 opening balance. Limit one promotional Share Certificate per new member. Cannot be combined with any other rate or special offer. Share Certificate Special Offer rates valid as of 2/18/2025 and special offers are subject to change or end without notice. Dividends for Share Certificates are paid monthly. At your option, you may choose to have dividends credited to your Share Certificate, or other share account. At maturity, the 10-month promotional certificate will automatically roll over into a 12-month certificate unless changes are made within your 10-day grace period. At maturity, the 50-month promotional certificate will automatically roll over into a 36-month certificate unless changes are made within your 10-day grace period. Penalty for early termination. See your Truth-In-Savings disclosure for details. Excludes IRA & ESA Share Certificates.