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First Northern Checking Accounts

Which is the best option for you?
Value Now Checking
  • No minimum balance requirement and no monthly maintenance fee1
Preferred Checking
  • No monthly maintenance fee with a minimum average daily balance of $2501
  • Earn dividends on balances of $250 and more
  • Get a 0.25% APR* rate discount on First Northern auto loans and fixed-rate Home Equity Loans with direct deposit of $500/month2
Advantage Checking
  • Pay no monthly maintenance fee1 with minimum average daily balance of $750, and 10+ signature-based Visa® Debit Card transactions per month, and direct deposit of any amount
  • Earn 1.00% APY* on balances up to $7,500**
  • Get a 0.25% APR* rate discount on First Northern auto loans and fixed-rate Home Equity Loans with direct deposit of any amount2
  • Receive up to $25 annual ATM surcharge rebates for fees you may be charged at other institutions' ATMs with online bill payment and estatement enrollment
CreditSense Checking
  • Great for building or rebuilding credit
  • Includes a Visa® Debit Card with a low annual fee3
  • Maintain a low average daily balance of $1003 to get started!

All First Northern checking accounts come with:

  • Contactless Visa® Debit Card use wherever Visa is accepted and issued on the spot at any branch!
  • Access to over 71,000 surcharge-free ATMs nationwide
  • Free online banking
  • Free mobile banking with free mobile check deposit (data rates may apply)
  • Free 24/7 telephone banking
  • Free unlimited online bill payment
  • Unlimited check writing privileges
  • Free direct deposit
  • Free secure eStatements
  • No maximum transaction fees
  • 80 free checks (unlimited free checks with Advantage Checking)
  • The security of knowing your funds are federally insured by the National Credit Union Administration up to $250,000.

Open NOW

1 Other fees and conditions may apply and may reduce earnings. See fee schedule for details. 2 Some restrictions apply. Does not include discounts on promotional rates. 3 See Truth-In-Savings disclosure and fee schedule for additional information.