First Northern Credit Union | Serving northern Illinois since 1944

That new (or new-to-you) car feeling!

New & pre-owned vehicle loans
Low rates & low monthly payments

Dream It. Own It.

Mortgage Loans
Competitive Rates | Down Payment & Closing Cost Assistance | Local Decisions

Unlock cash. Unlock possibilities.

Home Equity Loans & Lines of Credit: Fast approvals. Local decisions.

Lower your rate. Increase your savings!

Pay only 1.99% Introductory APR* for 6 months** on balances transferred to a FNCU Visa® Credit Card

Low Auto Loan Rates

& low monthly payments!
Competitive Rate Mortgages

Fast, Local Decisions
Home Equity Options

Loans & Lines of Credit
1.99% Intro APR*

Balance Transfer Savings

FREE membership earns you a lifetime of benefits

WHO CAN JOIN

Find a Branch or ATM

Address or ZIP Code

Neighbors Helping Neighbors for Connections for the Homeless (Evanston)

Our Evanston branch at 1705 Sherman Avenue is thrilled to be accepting donations to benefit Connections for the Homeless through July 31, 2025. Your donation can help end homelessness in our local area.

Plate It Forward for Nourishing Hope (Streeterville)

Our Streeterville branch inside the Northwestern Medicine building at 541 Fairbanks is thrilled to be accepting donations to benefit Nourishing Hope from June 15 through July 31, 2025. Your donation will help Nourishing Hope to reduce food insecurity in our local area.

Plate It Forward for Empower Boone (Rockford)

Our Rockford branch on Show Place Drive and our Mortgage Services office on Stalter Drive are thrilled to be accepting donations to benefit Empower Boone Food Pantry from June 1 through July 31, 2025. Your donation will help Empower Boone to reduce food insecurity in our local area.

First Northern Credit Union Summer Bash Returns on Saturday, July 19

First Northern Credit Union is again hosting its Summer Bash on Saturday, July 19 from 10:00am to 11:30 am at its location at 104 North Show Place Drive in Rockford. Everyone is welcome to attend this free, family-friendly event!

Getting a Mortgage When You’re Self-Employed

Being self-employed doesn’t mean you can’t qualify for a mortgage—it just means you’ll need to provide a little more paperwork to verify your income.

Three Reasons Why You Should Always Pay More Than the Minimum

Credit cards are a valuable financial tool for both individuals and businesses–but they come at a price.

Fueling the Fun: Rockford Community Rallies for Rock House Kids

We’re thrilled to share the incredible success of our recent "Fuel the Fun" donation drive! Thanks to the generous support of the Rockford community, we raised an impressive $1,955 for Rock House Kids.

View More
From the Blog

Why "bank" with a credit union like First Northern?

Learn about credit union benefits