First Northern Credit Union | Serving northern Illinois since 1944

Dream It. Own It.

Mortgage Loans
Competitive Rates | Down Payment & Closing Cost Assistance | Local Decisions

Better rate. Bigger savings.

Refinance your auto loan for as low as 5.09% APR* & make NO PAYMENTS for 90 days*!

Unlock cash. Unlock possibilities.

Home Equity Loans & Lines of Credit: Fast approvals. Local decisions.

Savings Start Here!

Pay only 2.99% Introductory APR* for 12 months** on balances transferred to a FNCU Visa® Credit Card

Competitive Rate Mortgages

Fast, Local Decisions
Refinance & save!

Great rates on auto loans!
Home Equity Options

Loans & Lines of Credit
2.99% Intro APR*

Balance Transfer Savings

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Getting a Mortgage When You’re Self-Employed

Being self-employed doesn’t mean you can’t qualify for a mortgage—it just means you’ll need to provide a little more paperwork to verify your income.

Three Reasons Why You Should Always Pay More Than the Minimum

Credit cards are a valuable financial tool for both individuals and businesses–but they come at a price.

Fueling the Fun: Rockford Community Rallies for Rock House Kids

We’re thrilled to share the incredible success of our recent "Fuel the Fun" donation drive! Thanks to the generous support of the Rockford community, we raised an impressive $1,955 for Rock House Kids.

Fun Blooms in Rockford

On Saturday, April 5th, First Northern Credit Union hosted our Annual Spring Festival—and what a day it was! With more than 100 families in attendance, this event was an amazing morning.

Mortgages: Pre-Qualification or Pre-Approval?

If you're thinking about buying a home, you've probably heard the terms pre-qualification and pre-approval—but what do they really mean? Learn more about these terms and how local experts can help you determine your best option.

Delivering Dreams in Evanston in 2025

Another successful year of formal wear and accessory donations at our Evanston Branch. These donations will help supply dresses to Dreams Delivered with the Women's Club of Evanston.