Blog | First Northern Credit Union

Reducing Seasonal Energy Costs

For many of us, winter means high energy bills, but sitting in the dark or turning off the heat are not your only options.

Saving Money

How to Reduce Your Electricity Bill: Ten Tips for Saving Money

With the hopes of warmer weather ahead, get some tips now for helping reduce your electricity bill before the AC kicks on for the summer. These simple and effective ways to save money can add up to big savings.

Saving Money

Fighting Inflation at the Grocery Store

The rising cost of food and other goods at the grocery store can make it difficult for many families to stick to their budgets. Fortunately, there are several ways consumers can manage the impact of inflation at the grocery store and save money on their food purchases.

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Money-Smart Travel Part II: Cutting Costs, Not Pleasure

One of the best things about a vacation is taking your mind off mundane, day-to-day concerns and responsibilities, and focusing on pleasure. Trips are the time to live it up! If you put a little effort into making your money stretch farther on your getaway, you can have just as much fun and save enough to take additional excursions each year.

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Money-Smart Travel Part I: Save Now, Live it up Later

When you think about it, planning is one of the best parts of taking an exciting vacation. Putting your dazzling itinerary together and daydreaming about all the amazing things you’ll see can really get the juices flowing. However, if you haven’t planned for the financial impact of your trip, money concerns in the months after your excursion can tarnish your happy memories.

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Back-to-School Shopping

If you’ve procrastinated over doing your child’s back-to-school shopping because inflation has made the task seem about as fun as a trip to the dentist, you might be in luck. That’s because waiting until after the summer back-to-school sales may help you save. Below you'll learn why and get some additional tips for making your shopping experience as joyful as graduation day.

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Frugal Date Nights: Keep Your Partner and Wallet Happy

When you and your partner are focusing on paying down debt, it's easy to put relationship fun on hold. After all, dining out is a sure-fire way to blow the budget. Expensive vacations? Entirely out of the question!

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Six Ways to Save on Homemade Meals

Cooking meals at home is a great idea. Home-cooked meals can be better for you and sometimes better tasting than other available options. However, one significant challenge of eating homemade is keeping costs under control. Here are six ways home cooks can spend less on the food they prepare.

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Daily Habits That Make Building Wealth Easier

It is easy to think of wealth as something that happens overnight. The media often emphasizes rags to riches stories, forgetting how rare those scenarios are. News sites share stories of happy lottery winners, reports that also overlook the enormous odds ticket buyers face when they lay down their hard-earned money.

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Ideas for Vacationing on a Budget

Summer vacations are a great way to create priceless memories and experience new places that you'll remember forever. From Europe to Fiji, to resorts or campgrounds, everyone vacations differently. And the best part? You don't have to go halfway across the globe for a quality vacation. You can have a fantastic vacation for a fraction of the price if you do some research and take advantage of offers and deals.

Saving Money

10 Easy Ways to Save Money at the Grocery Store

If you have been to the grocery store recently, you may have experienced a bit of sticker shock. With prices on the rise, many families find it increasingly difficult to afford the staples they need. In the face of all this uncertainty, it has never been more important to save money where you can.

Saving Money

Winter Costs More Without Winterization

Just like a car, homes need maintenance too. By performing just a few simple, inexpensive maintenance tasks, you can not only save money on repairs but can also significantly reduce energy costs. Here are a few easy tips to winterize your home: