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Buying new construction might seem ideal for anyone looking for a new home. There are obvious reasons, both from a financial standpoint and for aesthetics. For example, the homebuyer won't be living in a house previously occupied by strangers. However, new construction can also pose problems to the owner, just like an existing home. Homebuyers should keep a few things in mind to determine whether buying new construction is right for them.
Do you dream of owning your own home, but the thought of meeting with a lender frightens you? Perhaps you are afraid of being turned down, yet again, for a mortgage loan. Or maybe you are overwhelmed with the application process itself? After all, applying for a mortgage can often be complicated and frustrating. But it doesn’t have to be. If you fear you will never realize your dream of homeownership, we have some tips that may help you take the next step to make it a reality.
Chances are, the value of your home is on the rise, and even if you don’t plan on moving any time soon, it could still mean you’re sitting on a little extra cash — if you need the funds. So what are your options? There are a couple, but which is the right choice for you?
Renting versus owning a home: one isn’t necessarily better than the other. While most people see owning a home as the end-all, be-all goal. However, home ownership isn’t for everyone. Find out the advantages — and disadvantages — to determine whether renting or owning your home fits your goals and lifestyle.