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New Member Auto Refinancing Special Offer

Lower Your Monthly Payment By Lowering Your Rate

  • New members welcome — it's free to join!1
  • Refinance up to 100% of the vehicle's value
  • Make no payments for 90 days**
  • Extend your term up to 66 months to save
  • No application fees or early payoff penalty
  • Optional GAP, Debt Protection, Extended Warranty and Mechanical Repair Coverage available — less than the dealer's cost!

Apply Now see if you qualify for membership

New Member Auto Loan Refinancing
For vehicles up to 7 model years old, refinanced from another lender
Term Promotional APR*
Up to 60 months As low as 4.99%
61-66 months As low as 5.29%

APply Now  Learn More

*APR=Annual Percentage Rate. Limited time offer valid for new members to First Northern Credit Union who refinance an auto loan from another lender. Limit one per household. Must meet membership criteria. Existing members do not qualify for this offer nor do Driving Sense™, Indirect vehicle, LendPro, First-time Car Buyer Program, Credit Rebuilder, Miscellaneous Collateral, RateGenius, and Other vehicle loans . A new member is defined as anyone who has not had an account at First Northern Credit Union for at least one year and is age 18+. Must meet membership eligibility requirements, including establishing a share savings account with a minimum $5.00 opening balance. Not valid with any other promotional rates, offers or discounts. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions and are subject to change at any time without notice. Rate quoted is the lowest rate for highly qualified applicants. Your rate will be determined at the time of your application and may be higher. Repayment Example: A loan of $25,000 at 4.99% APR for 60 months is a monthly payment of $471.67 and total interest of $3,299.98  **No payments for 90 days is available on conventional auto loan refinancing only, not Driving Sense. Interest accrues from the date of loan disbursal. Title correction fee and other processing fees may apply.