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First Northern Credit Union

Auto Refinancing Experts

Are you paying too much for your loan?

Let us help! We can lower your rate, reduce your monthly payments, or help you get a shorter term.

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"I started doing business with FNCU only because my job said they were the preferred credit union... but after one encounter with a particular employee I’ll never use another credit union again!"

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Free Credit Card Protection

A First Northern Visa® offers free, best-in-class safety benefits.

No annual fee, low APR, free ID Navigator powered by NortonLifeLock, free Roadside Dispatch coverage, and more—included with your First Northern Visa credit card!

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Refer a friend to First Northern and you’ll EACH earn $50** if your friend opens a checking account, auto loan, or Visa® credit card!

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