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Do you dream of owning your own home, but the thought of meeting with a lender frightens you? Perhaps you are afraid of being turned down, yet again, for a mortgage loan. Or maybe you are overwhelmed with the application process itself? After all, applying for a mortgage can often be complicated and frustrating. But it doesn’t have to be. If you fear you will never realize your dream of homeownership, we have some tips that may help you take the next step to make it a reality.
Chances are, the value of your home is on the rise, and even if you don’t plan on moving any time soon, it could still mean you’re sitting on a little extra cash — if you need the funds. So what are your options? There are a couple, but which is the right choice for you?