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Lower your rate. Lower your payment. Or both!
Auto loan refinancing for as low as 4.84% APR* & no payments for 90 days** OR monthly payments up to 40% less!
Whether you want a hot, new car or a pre-owned vehicle that’s new-to-you, we can put you in the driver's seat, no matter if you’re buying from a dealership or a private party, or even a lease buyout.
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Conventional auto refinancing usually means lowering the rate you are paying at another institution — and that lower rate could mean you're saving money each month! What would you do with thousands of extra dollars over the life of your loan?
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Driving Sense™ is similar to a lease but better — it combines all the benefits of owning a vehicle with the advantages of leasing. And, you can save up to 40% less each month when you choose Driving Sense!
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*APR=Annual Percentage Rate. Limited time offer valid for refinancing an auto loan from another lender only. Existing First Northern vehicle loans do not qualify for this offer nor do Driving Sense loans, LendPro loans, First-time Car Buyer Program, Credit Rebuilder vehicle loan, Miscellaneous Collateral, and RateGenius loans. Not valid with any other offers or discounts. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions and are subject to change at any time without notice. Rate quoted is the lowest rate for highly qualified applicants. Your rate will be determined at the time of your application and may be higher. Repayment Example: A loan of $40,000 at 5.54% APR for 60 months is a monthly payment of $764.79 and total interest of $5,887.11. **For no payments for 90 days, interest accrues from the date of loan disbursal. Title correction fee and other processing fees may apply.
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*APR=Annual Percentage Rate. Repayment example: Driving Sense loan amount of $40,000, 5.79% APR, term of 60 months, and a $895 one-time program fee financed into the loan to secure a Guaranteed Future Value of $18,500: Payments 1-59 are $430.77 with a 60th/final payment due for the residual value amount of $18,500 (Guaranteed Future Value) and total interest paid of $4,346.48. You have four options to satisfy the final payment, as noted above. If you elect to return the vehicle you will have the following obligations: 1. All original equipment that came with the vehicle when you purchased it must still be with the vehicle. 2. If you exceed your mileage allowance, the excess mileage fee is $.10 per mile, and 3. The condition of the vehicle when returned must comply with the Loan Addendum provided to you at the time of loan disbursement. If you return the vehicle in accordance with the Loan Addendum, you will be charged a low $195 disposition fee and the residual amount is considered to have been fully satisfied and the loan is closed.
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