It's easy to refinance to a low rate FNCU Auto Loan!

Refinance your auto loan from another lender with us and:  

With First Northern Credit Union's traditional auto refinancing, you get:

• Rates as low as 2.79% APR***

• Refinancing of up to 100% of the purchase price 

• Terms up to 84 months

• Refinancing for new vehicles, or used vehicles seven model years old or newer

• No application fees

• No title correction fees

*Interest accrues from the date of loan disbursal. 

**The refinance reward will be deposited into your First Northern Savings Account within 30 days of your loan closing. Rewards are as follows: loan amounts between $10,000 and $24,999 will receive $100. Vehicle loan amounts of $25,000 and above will receive $250.

***APR= Annual Percentage Rate is the advertised rate at the time of information pulled and can vary based on creditworthiness and terms at time of actual loan application. All accounts are subject to approval. Existing First Northern vehicle loans do not qualify for this offer. Your vehicle must be model year 2013 or newer with fewer than 75,000 miles toqualify for our "used" vehicle Annual Percentage Rate. In cases where the credit union refinances a competitor’s vehicle loan, those vehicles with a model year equal to the current or prior calendar year may be considered “new” vehicles for purposes of rate and term. Promotion not valid with any other offer and is non-transferable. You must meet credit union lending guidelines. Rate quoted is the lowest rate for highly qualified applicants refinancing with terms up to 29 months. Other rates apply for other terms and credit qualifications. Your rate will be determined at the time of your application. 

Payment Example: A loan of $20,000 at 2.99% APR for 60 months is a monthly payment of $359.28 and total interest of $1557.10.