Preferred Checking

Members choosing our Preferred Checking program receive the benefits of a First Northern interest bearing account on balances $250 and above.

Account features include:

.25% rate discount on auto or closed-end home equity loans with $500 monthly direct deposit
Free mobile banking
Free mobile deposit
Free online banking
Free telephone banking (MAP)
Free unlimited online bill pay
Free (120) checks*
Free Visa Debit Card with 24/7 fraud monitoring
Direct Deposit
Over 71,000 surcharge-free ATMs
Over 5,000 shared branches and 2,000 self-service centers
Courtesy Pay overdraft protection (overdraft protection up to $750 offered to members in good standing)
Overdraft protection from Savings**
No maximum transaction fees
Interest bearing account
E-statements
NCUA insured

Requirements of the account:

Minimum Average Daily Balance of $250

Fees: Overdraft fee - $5.00 per occurence (first one is free); Account inactive fee - $9.00; Fall below minimum balance fee - $7.00; NSF and Courtesy Pay Pay charge - $29.00 per occurrence. Please refer to First Northern's Fee Schedule for other possible charges.

*Free checks are restricted to certain types of styles. **One free overdraft protection from Savings per month.