First Northern's Driving Sense™ – the smart choice in vehicle financing!
How would you like a low payment vehicle loan program that combines the best features of conventional financing along with the benefits of leasing! Sound too good to be true? Well, First Northern has the vehicle financing answer for you – Driving Sense.™
Driving Sense gives you the best of both worlds. Like a lease, Driving Sense offers payments considerably lower than conventional financing. Yet, unlike leasing, with Driving Sense, you own the vehicle and have all the flexibility and benefits that come with vehicle ownership!
Most new and used models up to five years old qualify for Driving Sense financing. Other benefits of Driving Sense include:
No security deposit
No upfront first or last payment
Option to sell, trade, finance or return vehicle at program's end
No return fee (if choose to return vehicle)
No early payoff penalty
Up to 120% financing with NO MONEY DOWN
Mileage options of 12,000, 15,000 and 18,000* per year available
How low will your payment be? Visit the Driving Sense CarBuilder Calculator where you can build your car and compare a conventionally financed vehicle payment with the low Driving Sense payment.
*Mileage options apply only if you return vehicle at program end.