Vehicle Financing Options
Whether you want a hot new car or opt for a vehicle that's been around the block a few times, First Northern Credit Union can put you in the driver's seat. We offer up to 100% financing, flexible terms – even payroll deduction to make paying your loan more convenient.
First Northern's Driving Sense™
A low payment vehicle loan that combines the best features of conventional financing along with the benefits of leasing. Like a lease,
Driving Sense offers considerably lower payments. Yet unlike leasing, you own the vehicle and have all the flexibility and benefits that come with vehicle ownership. There are no acquisition fees, disposal fees or early termination fees. You always have the option to sell, trade, finance or return the vehicle at the program’s end.
Traditional Financing
We have highly competitive rates for new and used cars, whether purchased from a dealership or private party. We finance up to 100% of the purchase price and offer terms up to 84 months for new cars. We finance used vehicles, seven model years or newer.
Refinance your loan from another lender
Let us see if we can lower your rate!
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Refinancing of up to 100% of the purchase price
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Terms up to 84 months
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Refinancing for new vehicles, or used vehicles seven model years old or newer
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No application fees
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No title correction fees
Want an even lower rate?
First Northern members with direct deposit into a Preferred or Advantage Checking account will receive a “Loyalty Discount” rate of .25% lower than our published auto loan rate****. It’s just another benefit of membership. (Applies to new FNCU auto loans only, not existing loans.)