Payment Protection

LoanGuard Debt Protection

Life can be wonderful.  But it can also get complicated when unexpected things happen.  Protecting your loan payments against death, disability, involuntary unemployment, or family leave could help protect your finances.

loan superhero businessman

This protection could cancel your loan balance or payments up to the contract maximums.  Protect your loan payments up to the contract maximums.  Protect your loan payments today so you can worry a little less about tomorrow.Who will make your loan payments if you can't? For full details, CLICK HERE.

TruStage Auto Insurance

We’ve been there for your most important moments – a loan for that first car, a mortgage for that bigger house. Now, we can also help you protect those achievements and aspirations with our member exclusive TruStage insurance.

Guaranteed Asset Protection (GAP) Coverage

When you finance your new or used vehicle at First Northern, you know you're getting a great rate from the credit union you know and trust. Why not get that same great feeling that GAP coverage gives you?

If your car was stolen or totaled in an accident, GAP has you covered. In fact, GAP covers the difference between the market value of your car, and your loan or lease balance less primary insurance coverage. With GAP, you won't worry that the insurance payout could be a lot less than you owe on your car. GAP covers the difference.*

* Exclusions may apply.




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New Vehicle Loans

For Driving Sense Program rates, contact a Financial Services Advisor.
Up to 29 Months 2.09% APR*
30 - 41 months 2.59% APR*
42 - 53 months 2.89% APR*
54 - 65 months 3.09% APR*
66 - 72 months 4.09% APR*
73 - 84 months 5.09% APR*


Used Vehicle Loans

(seven model years or newer)

For Driving Sense Program rates and used vehicles older than seven model years, contact a Financial Services Advisor.
Up to 62 Months 3.09% APR*
63 - 66 months 3.59% APR*
67 - 72 months 4.09% APR*
66 - 72 months 5.09% APR*


Motorcycle Loans

New (as low as) 5.09% APR*
Used (as low as) 5.35% APR*



*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates are subject to change at any time without notice. No annual fee.