First Northern Credit Union | Serving northern Illinois since 1944

That new (or new-to-you) car feeling!

New & pre-owned vehicle loans
Low rates & low monthly payments

Dream It. Own It.

Mortgage Loans
Competitive Rates | Down Payment & Closing Cost Assistance | Local Decisions

Unlock cash. Unlock possibilities.

Home Equity Loans & Lines of Credit: Fast approvals. Local decisions.

Lower your rate. Increase your savings!

Pay only 1.99% Introductory APR* for 6 months** on balances transferred to a FNCU Visa® Credit Card

Low Auto Loan Rates

& low monthly payments!
Competitive Rate Mortgages

Fast, Local Decisions
Home Equity Options

Loans & Lines of Credit
1.99% Intro APR*

Balance Transfer Savings

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Rockford Raises $3100 for Empower Boone

Our Rockford community came through in a big way for Empower Boone Food Pantry. Your generous donations will have a huge impact on our local community.

The Summer Bash Stood Strong through the Rain

Our Summer Bash in Rockford was a success, despite the rain forcing us indoors. Families were able to enjoy all the fun inside as we adpated to the weather that morning.

A Closer Look at Mortgage Rates

What is the difference between a mortgage rate and APR? Our Mortgage Expert breaks down the terms and help you understand how these numbers impact your payments.

Neighbors Helping Neighbors for Connections for the Homeless (Evanston)

Our Evanston branch at 1705 Sherman Avenue is thrilled to be accepting donations to benefit Connections for the Homeless through July 31, 2025.

Plate It Forward for Nourishing Hope (Streeterville)

Our Streeterville branch inside the Northwestern Medicine building at 541 Fairbanks is thrilled to be accepting donations to benefit Nourishing Hope from June 15 through July 31, 2025.

Plate It Forward for Empower Boone (Rockford)

Our Rockford branch on Show Place Drive and our Mortgage Services office on Stalter Drive are thrilled to be accepting donations to benefit Empower Boone Food Pantry from June 1 through July 31, 2025.

First Northern Credit Union Summer Bash Returns on Saturday, July 19

First Northern Credit Union is again hosting its Summer Bash on Saturday, July 19 from 10:00am to 11:30 am at its location at 104 North Show Place Drive in Rockford. Everyone is welcome to attend this free, family-friendly event!

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Why "bank" with a credit union like First Northern?

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