Blog | First Northern Credit Union

5 Habits Every Budgeter Should Develop

Starting a budget can be a fun and exciting way to get your finances in order. Budgeting can be a tool to help you discover bad spending habits, as well as create smart new ones.

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Tips to Control Emotional Spending

Emotional spending is an effort to relieve stress by spending money on something you don't need—and it's common. According to a survey by NerdWallet.com, almost half of all Americans spend more than they can afford for emotional reasons. Whether you're trying to console yourself after a breakup or just trying to avoid thinking about why your boss is giving you the silent treatment, shopping may seem like the best way to make yourself feel better, but the benefits are short-lived.

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Tips for Scoring Cheap Summer Getaways

Everybody likes a summer vacation, but travel can be expensive. If you’re looking to squeeze one more getaway into your budget before summer ends, here are some tips for traveling on the cheap and getting the best deals.

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Summer Spending Tips

Everybody loves summer, right? School’s out. Students are graduating. Friends are getting married. And everybody’s thinking vacay! Trouble is, the costs for all that fun can add up and sink your savings goals in the process. The good news is that with a little planning, you and your family can enjoy all that summer has to offer, without busting your budget.

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5 Ways to Shop Safely and Smart This Holiday Season

The holidays are in full swing and for many, the pressure is on. You may have found that some of the items on your list are pricier than you expected or sold out completely, only adding to the holiday stress. Before you punch those items into google, check out these tips. We've put together five ways to make sure your holiday is bright — and your wallet is safe.

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Everything You Need to Know About the Auto Shortage

If you’re in the market for a new (or used) car, you may have noticed low inventory online and half-empty lots. But what exactly caused this shortage? And what does it mean for you? Check out just what's going on with the auto industry — and how to navigate it.

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Controlling Your Money: Strategic Buying

For consumers, the opportunity to exert control over their money often seems impossible. Financial institutions control the interest rates for loans and credit cards. Retail stores and supermarkets control the prices of goods for sale. Insurance companies set the premiums for car insurance and life insurance. However, consumers can exert some control over their money simply by using a few steadfast rules for strategic buying.

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Creating A Post-Pandemic Budget

Now that the world is opening up again, your spending habits are probably changing. Gas expenses may have increased by getting out more. You may be feeling the need for a social spending spree of outings, dining, and events that you haven’t been able to indulge in for over a year.