Pay your First Northern loans from your account at another financial institution — quickly and easily! Successful payments are made at no charge to First Northern members.
- You will receive a text message informing you of the amount due on your loan. You will be able to review your payment options or opt out of our text message service by texting “STOP”.
- The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.
- When you verify your account for the first time you will have to set up the following:
- 4-digit PIN: once you have entered your account number and date of birth, it will prompt you to create a 4-digit pin. Store this information in a secure place as you will need this pin number to verify future payments.
- Preferred method of payment: to make a payment you will have to add your preferred form of payment in the portal. You can do this by selecting ADD NEW DEBIT CARD or ADD NEW BANK ACCOUNT which will prompt a secure website for you to input your information. If done correctly, there will be a message stating ‘Payment Method Success’ and you will be redirected to the payment portal.
- Once your account has been successfully verified, you will be directed to the payment portal where you can see all of your loans and select your preferred payment method.
- There is no fee for this service. However, returned payments are subject to a fee. See our fee schedule for details.
- Encrypted information guarantees your information is secure.
- Convenient ways to pay from an external account: text, website, online/mobile banking.
- Payments accepted from checking accounts, savings accounts, and debit cards. We cannot accept payments from a credit card.
Can I make a payment on my loans through my online and mobile banking account?
Yes. Log in to your online or mobile account using your smartphone, tablet or desktop and select ‘Make a Payment’ from the menu bar. This will take you to the payment portal where you will have to verify your account.
What kind of fees will I be charged?
There are no fees associated with using the MessagePay service. However, returned payments are subject to fee. See our fee schedule for details.
If I opt out of receiving text messages will I still be able to pay my loans online?
Yes, you will still have to access the payment portal through our website or online/mobile banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.
How can I pay my account via text message?
Once you receive a text reminder, respond “Pay” to the same text. You will be asked to enter your pin to verify your account, once you have completed this process your payment will be complete and you should receive a confirmation text. NOTE: you will have to setup a 4 digit pin and preferred method of payment prior to using text payments.