Loan Rates

 

New Vehicle Loans

 

For Driving Sense Program rates, contact a Financial Service Advisor.

Up to 29 months 1.99% APR*
30 - 41 months 2.49% APR*
42 - 53 months 2.79% APR*
54 - 65 months 2.99% APR*
66 - 72 months 3.99% APR*
73 - 84 months 4.99% APR*

 

Used Vehicle Loans

(seven model years or newer)

 

For Driving Sense Program rates and used vehicles older than seven model years, contact a Financial Service Advisor.

Up to 62 months 2.99% APR*
63 - 66 months 3.49% APR*
67 - 72 months 3.99% APR*
73 - 84 months 4.99% APR*

 

Motorcycle Loans

 
New (as low as) 4.99% APR*
Used (as low as) 5.25% APR*
 

*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates are subject to change at any time without notice. No annual fee.


Fixed-Rate VISA Credit Cards

as low as

Platinum Rate 8.99% APR*
Platinum Premier 10.25% APR*
Classic 12.25% APR*

 

 

*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates are subject to change at any time without notice. No annual fee.


First Mortgage Loans

Please call 1-888-328-8677 for today’s rates.

 

 

Home Equity Loans

Borrow up to 85% of your home's equity
5-year fixed 3.99% APR*
10-year fixed 4.99% APR*
15-year fixed 5.49% APR*

 

Home Access Loans

Borrow up to 100% of your home's equity
7-year fixed 8.49% APR*

 

 

*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Offer valid on Illinois residences only. Fixed rate repayment example: 5.49% APR for 120 months is $10.85 per $1,000 borrowed.


Home Equity Line Of Credit

 
Borrow up to 85% of your home's equity
Line of Credit (variable) 4.00% APR*

 

Home Access Line of Credit

 
Borrow up to 100% of your home's equity
Line of Credit (variable) 7.00% APR*

 

 

*APR = Annual Percentage Rate. Home Equity and Access Lines of Credit have variable rates. Loans and Lines of Credit are subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Rates are subject to change. The variable Line of Credit rate is set at the time of your loan (your initial rate) and adjusted each January and July 1st based on the Prime Rate as published in The Wall Street Journal, plus a margin as low as -.50% on Home Equity Lines of Credit (your margin may differ based on your qualifications, and as low as 2.00% for Home Access Lines of Credit (your margin may differ based on your qualifications). Your margin may vary based on your credit qualifications. As of 12/15/16 the Prime Rate was 3.75% APR. The current Home Equity and Home Access line of credit rates listed above are floor rates and are higher than the index plus margin.


Share Secured

Rates as low as 3.99% APY
Up to 24 months 3.99% APR*
Up to 36 months 4.49% APR*
Up to 48 months 4.99% APR*
Up to 60 months 5.29% APR*

 

Stock Secured

Rates as low as 6.79% APY
Up to 24 months 6.79% APR*
Up to 36 months 6.99% APR*
Up to 60 months 7.99% APR*

 

 

*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates are subject to change. Repayment examples: Share Secured is 4.49% APR for 36 months is $29.75 per $1,000 borrowed and Stock Secured is 6.99% APR for 36 months is $30.88 per $1,000 borrowed.


Signature Loans

Signature 9.99% APR*

 

 

*APR = Annual Percentage Rate. Subject to credit approval. Rates are subject to Lender’s credit criteria, certain conditions, and restrictions. Your rate and corresponding APR may be higher than the published rate. Rates are subject to change. Repayment example: 9.99% APR for 36 months is $32.26 per $1,000 borrowed.


This page was last revised: 01/01/2017