Seminars & Webinars

Monthly seminars are held in conjunction with our partner, BALANCE
August: Federal Student Aid with FAFSA (for teens)

The Free Application for Federal Student Aid (FAFSA) is many students’ ticket to financial assistance for college. This webinar covers important details such as how the FAFSA works, deadlines, and the application process. This webinar is geared towards a teen audience but parents are also welcome to attend!.

Federal Student Aid with FAFSA (for teens)

Saturday, August 8
 
10:00 to 11:00AM CST
 

Tuesday, August 11

12:30 to 1:30PM CST

RSVP HERE

5:30 to 6:30PM 

RSVP HERE

 

Thursday, August 13
 
12:00 to 1:00PM CST
 

Thursday, August 20

7:30 to 8:30PM CST 

RSVP HERE

 

September: Your Credit Score

One of the most important numbers consumers have is their credit score: it affects the ability to purchase a home, buy a car, get a credit card, and other financial decisions—but it can also hinder them. This webinar reviews types of credit scoring models currently used including FICO, Vantage, non traditional, and bankruptcy risk. Participants will understand why these mathematical assessments were developed and how they can use them to their advantage.

Your Credit Score

Tuesday, September 8, 2020
 
12:30 to 1:30pm CST
 
COMING SOON

TBD

TBD

COMING SOON

Thursday, September 17, 2020
 
7:30 to 8:30pm CST
 
COMING SOON

TBD

TBD

COMING SOON

 

 

balance_TagLogo_1c_blue_h

Learn more about BALANCE and how they can help you here.

 

Questions? Contact David Tognarelli

dtognarelli@fncu.org
815-315-2118

 

 

Our 2020 seminar calendar:

January—Are You Financially Healthy? 
In this workshop you will understand what it means to be financially healthy – which is so much more than the one score everyone asks you about today – your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. You’ll also get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score. 
February—Drive Away Happy 
Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financing decisions. 
March—Repaying Student Loans
Student loans can put a heavy burden on monthly finances, sometimes rivaling the cost of a mortgage. These days there are many options to help repay these loans. This session will teach attendees about the choices available. 
April—Identity Theft Solutions (view webinar here)
Identity theft is becoming more common and sophisticated than ever. Session participants will learn the methods that identity thieves use to access confidential information, tools for preventing ID theft, and steps to take should identity theft occur. 
April—Homebuying Made Easy (view webinar here)

A discussion with real estate experts Sandy Federici and Mary Summerville.

May—Becoming a Homeowner (view webinar here)
Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process. 
May—Guide To Homebuying (view webinar here)
A discussion with real estate expert Lindsey Swanson. 
June—Understanding Credit (view webinar here)
Credit: Many want it but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow. Financial Workshops We want to help you master your money so we partnered with BALANCE to bring you FREE information on a variety of topics. Check out our monthly seminars provided to help get you financially fit! Visit fncu.org/seminars for more information and to RSVP for an upcoming workshop. 
July—Psychology of Spending (view webinar here)
We all have a “money personality” and it has a major impact on our attitudes, relationship with money, and spending habits. By understanding this, individuals can monitor and adjust their behaviors to make smart money decisions. This session will teach strategies and tactics to decode personality types to gain control over finances. 
August—Federal Student Aid with FAFSA (YOUTH) 
The Free Application for Federal Student Aid (FAFSA) is many students’ ticket to financial assistance for college. This workshop covers important details such as how the FAFSA works, deadlines, and the application process. 
September—Your Credit Score 
One of the most important numbers consumers have is their credit score: it affects the ability to purchase a home, buy a car, get a credit card, and other financial decisions—but it can also hinder them. This session reviews types of credit scoring models currently used including FICO, Vantage, nontraditional, and bankruptcy risk. 
October—Retirement Planning: The Basics
Retirement is something most people look forward to, but may not have planned well in advance. Participants will learn how to harness the power of time, optimize investments to reach their long-term goals, and understand how the economy and taxes can impact their retirement dollars. 
November—Building a Better Budget 
A smart budget helps you cover your expenses and still buy some of the things you want. Find out how to make—and maintain—a budget based on your needs. 
December—Basics of Personal Finance 
From managing daily expenses to investing for retirement, this session helps participants set personal finance goals, learn the basics of smart money management, and build a solid financial foundation for the future.
 
If you are unable to attend one of our live workshops, we encourage you to check out the
webinars and various other free financial wellness tools at fncu.balancepro.org.