Skip to main content


First Northern checking accounts offer everything you need to manage your money-convenient and hassle-free!

Offers all the great features of a First Northern checking account.  Plus, there is no minimum balance requirement and no monthly maintenance fee1!

Open Value Now Checking

Earn interest while getting all the benefits a First Northern checking account offers!

  • Earn interest on balances of $250 and greater
  • Pay no monthly maintenance fee with a minimum average daily balance of $2501
  • Get a 0.25% APR* rate discount on First Northern auto loans and fixed-rate Home Equity Loans with direct deposit of $500/month2

Open Preferred Checking

The ideal option for members who maintain higher account balances and want to earn more for their money.

  • Earn 1.00% APY* on balances up to $7,500**
  • Pay no monthly maintenance fee1 with:
    • Minimum average daily balance of $750, and
    • 10+ signature-based Visa® Debit Card transactions per month, and
    • Direct deposit of any amount
  • Receive up to $25 annual ATM surcharge rebates for fees you may be charged at other institutions' ATMs with online bill payment and estatement enrollment
  • Get a 0.25% APR* rate discount on First Northern auto loans and fixed-rate Home Equity Loans with direct deposit of any amount2

Open Advantage Checking

All First Northern checking accounts come with:

We make it easy to switch to First Northern!

Switch Checklist

1 Other fees may apply and may reduce earnings. See fee schedule for details. 2 Some restrictions apply. Does not include discounts on promotional rates. 

Checking Accounts
Account Type APY*
Advantage Checking 1.00%**
Preferred Checking 0.05%***
Value Now Checking N/A


*APY=Annual Percentage Yield. Rates subject to change. Dividends will be compounded and credited to your account monthly. If you close your account before interest is paid, you will not receive accrued dividends. **1.00% APY on average daily balances of $7,500 or less; 0.01% APY on portions over $7,500. ***On average daily balances over $250