There's a Checking Account for You
Checking with Freedom and Flexibility
At First Northern, we know one size does not fit all, that's why we offer our members three unique checking account options.
Value Now Checking – Offers all the great features of a First Northern Checking Account. Plus, it's totally FREE! No minimum balance or monthly fee.
Preferred Checking – Members earn interest while getting the benefits of a First Northern Checking Account. Plus, discounts on auto or home equity loans.
Advantage Checking – The ideal option for members who want to maintain higher account balances. Account holders earn a higher rate of interest, get an annual ATM surcharge rebate, and discounts on auto or home equity loans.
Checking Accounts Comparison Chart
Benefits
|
Value Now Checking
|
Preferred Checking
|
Advantage Checking
|
Free Online Banking |
✔Included |
✔Included |
✔Included |
Free Online Bill Pay |
Unlimited |
Unlimited |
Unlimited |
Free Mobile Banking |
✔Included |
✔Included |
✔Included |
Free Mobile Deposit |
✔Included |
✔Included |
✔Included |
MAP, free telephone service allowing members 24-hour account access |
✔Included |
✔Included |
✔Included |
Access to over 71,000 surcharge-free ATMs |
✔Included |
✔Included |
✔Included |
Up to $25 annual ATM surcharge rebate |
|
|
✔Included |
Access to 5,000+ Shared Branching locations worldwide |
✔Included |
✔Included |
✔Included |
Free Checks |
120 |
120 |
Unlimited |
Check Writing Privileges |
Unlimited |
Unlimited |
Unlimited |
Visa Debit Card (instant issue available) |
✔Included |
✔Included |
✔Included |
Direct Deposit |
✔Included |
✔Included |
✔Included |
Accounts federally insured by NCUA |
✔Included |
✔Included |
✔Included |
No maximum transaction fees |
✔Included |
✔Included |
✔Included |
Interest Bearing Account |
0% |
0.05% on balances over $250 |
1.00% on average daily balance of $7,500 or less; 0.01% on portion over $7,500 |
Minimum Balance Requirement |
None |
$250 average daily balance |
$750 average daily balance |
Courtesy Pay (overdraft protection up to $750 offered to members in good standing) |
✔Included |
✔Included |
✔Included |
Overdraft Protection from Savings |
✔Included |
✔Included |
✔Included |
Other Benefits |
|
.25% discount on auto or fixed-rate home equity loan rates with $500/monthly direct deposit |
Get .25% discount on auto or fixed-rate home equity loan rates
Up to $25 annual ATM surcharge rebate (with Bill Pay and eStatements)
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|
|
|
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If you already have a First Northern checking account, but wish to make changes please call us at (888) 328-8677 for assistance.