There's a Checking Account for You

 

To help you understand what each First Northern Credit Union checking account has to offer we’ve created this handy chart that outlines basic benefits of each option.  We’re sure there’s a checking option that’s right for you.  

There are also many FREE services and benefits that all First Northern checking account holders receive. 

If you already have a First Northern checking account, but wish to make changes please call us at (888) 328-8677 for assistance.

 

Checking Accounts Comparison Chart

Benefits

Value Now Checking

Preferred Checking

Advantage Checking

Free Online Banking Included Included Included
Free Online Bill Pay 6 free per month Unlimited Unlimited
Free Mobile Banking Included Included Included
Free Mobile Deposit Included Included Included
MAP, free telephone service allowing members 24-hour account access Included Included Included
Access to over 71,000 surcharge-free ATMs Included Included Included
Up to $25 annual ATM surcharge rebate     Included
Access to 5,000+ Shared Branching locations worldwide Included Included Included
Free Checks 120 120 Unlimited
Check Writing Privileges Unlimited Unlimited Unlimited
Visa Debit Card (instant issue available) Included Included Included
Direct Deposit Included Included Included
Accounts federally insured by NCUA Included Included Included
No maximum transaction fees Included Included Included
Interest Bearing Account 0% 0.05% on balances over $250 1.00% on average daily balance of $7,500 or less; 0.01% on portion over $7,500
Minimum Balance Requirement None $250 average daily balance $750 average daily balance
Courtesy Pay (overdraft protection up to $750 offered to members in good standing) Included Included Included
Overdraft Protection from Savings Included Included Included
Other Benefits   .25% discount on auto or fixed-rate home equity loan rates with $500/monthly direct deposit

Get .25% discount on auto or fixed-rate home equity loan rates

Up to $25 annual ATM surcharge rebate (with Bill Pay and eStatements)