There's a Checking Account for You

To help you understand what each First Northern Credit Union checking account has to offer we’ve created this handy chart that outlines basic benefits of each option. We’re sure there’s a checking option that’s right for you.

There are also many FREE services and benefits that all First Northern checking account holders receive.

If you already have a First Northern checking account, but wish to make changes please call us at (888) 328-8677 for assistance.

Checking Accounts Comparison Chart
Benefits	Value Now Checking	Preferred Checking	Advantage Checking
Free Online Banking	Included	Included	Included
Free Online Bill Pay	Unlimited	Unlimited	Unlimited
Free Mobile Banking	Included	Included	Included
Free Mobile Deposit	Included	Included	Included
MAP, free telephone service allowing members 24-hour account access	Included	Included	Included
Access to over 71,000 surcharge-free ATMs	Included	Included	Included
Up to $25 annual ATM surcharge rebate			Included
Access to 5,000+ Shared Branching locations worldwide	Included	Included	Included
Free Checks	120	120	Unlimited
Check Writing Privileges	Unlimited	Unlimited	Unlimited
Visa Debit Card (instant issue available)	Included	Included	Included
Direct Deposit	Included	Included	Included
Accounts federally insured by NCUA	Included	Included	Included
No maximum transaction fees	Included	Included	Included
Interest Bearing Account	0%	0.05% on balances over $250	1.00% on average daily balance of $7,500 or less; 0.01% on portion over $7,500
Minimum Balance Requirement	None	$250 average daily balance	$750 average daily balance
Courtesy Pay (overdraft protection up to $750 offered to members in good standing)	Included	Included	Included
Overdraft Protection from Savings	Included	Included	Included
Other Benefits		.25% discount on auto or fixed-rate home equity loan rates with $500/monthly direct deposit	Get .25% discount on auto or fixed-rate home equity loan rates Up to $25 annual ATM surcharge rebate (with Bill Pay and eStatements)
	Apply Now View Details	Apply Now View Details	Apply Now View Details

There's a Checking Account for You

Benefits

Value Now Checking

Preferred Checking

Advantage Checking

Checking & Savings