There's a Checking Account for You

Checking Accounts Benefits Offerings

Checking with Freedom and Flexibility

At First Northern, we know one size does not fit all, that's why we offer our members three unique checking account options.

Value Now Checking – Offers all the great features of a First Northern Checking Account.  Plus, it's totally FREE! No minimum balance or monthly fee.

Preferred Checking – Members earn interest while getting the benefits of a First Northern Checking Account. Plus, discounts on auto or home equity loans.

Advantage Checking – The ideal option for members who want to maintain higher account balances. Account holders earn a higher rate of interest, get an annual ATM surcharge rebate, and discounts on auto or home equity loans.

 

Checking Accounts Comparison Chart

Benefits

Value Now Checking

Preferred Checking

Advantage Checking

Free Online Banking Included Included Included
Free Online Bill Pay Unlimited Unlimited Unlimited
Free Mobile Banking Included Included Included
Free Mobile Deposit Included Included Included
MAP, free telephone service allowing members 24-hour account access Included Included Included
Access to over 71,000 surcharge-free ATMs Included Included Included
Up to $25 annual ATM surcharge rebate     Included
Access to 5,000+ Shared Branching locations worldwide Included Included Included
Free Checks 120 120 Unlimited
Check Writing Privileges Unlimited Unlimited Unlimited
Visa Debit Card (instant issue available) Included Included Included
Direct Deposit Included Included Included
Accounts federally insured by NCUA Included Included Included
No maximum transaction fees Included Included Included
Interest Bearing Account 0% 0.05% on balances over $250 1.00% on average daily balance of $7,500 or less; 0.01% on portion over $7,500
Minimum Balance Requirement None $250 average daily balance $750 average daily balance
Courtesy Pay (overdraft protection up to $750 offered to members in good standing) Included Included Included
Overdraft Protection from Savings Included Included Included
Other Benefits   .25% discount on auto or fixed-rate home equity loan rates with $500/monthly direct deposit

Get .25% discount on auto or fixed-rate home equity loan rates

Up to $25 annual ATM surcharge rebate (with Bill Pay and eStatements)

 


 

If you already have a First Northern checking account, but wish to make changes please call us at (888) 328-8677 for assistance.