There's a Checking Account for You


To help you understand what each First Northern Credit Union checking account has to offer we’ve created this handy chart that outlines basic benefits of each option.  We’re sure there’s a checking option that’s right for you.  

There are also many FREE services and benefits that all First Northern checking account holders receive. 

If you already have a First Northern checking account, but wish to make changes please call us at (888) 328-8677 for assistance.



Value Now Checking

Preferred Checking

Advantage Checking

Free Online Banking
Free Online Bill Pay 6 free per month Unlimited Unlimited
Free Mobile Banking
Free Mobile Deposit
MAP, free telephone service allowing members 24-hour account access
Access to over 71,000 surcharge-free ATMs
Up to $25 annual ATM surcharge rebate    
Access to 5,000+ Shared Branching locations worldwide
Free Checks 120 120 Unlimited
Check Writing Privileges Unlimited Unlimited Unlimited
Visa Debit Card (instant issue available)
Direct Deposit
Accounts federally insured by NCUA
No maximum transaction fees
Interest Bearing Account 0% 0.05% on balances over $250 1.00% on average daily balance of $7,500 or less; 0.01% on portion over $7,500
Minimum Balance Requirement None $250 average daily balance $750 average daily balance
Courtesy Pay (overdraft protection up to $750 offered to members in good standing)
Overdraft Protection from Savings
Other Benefits   .25% discount on auto or fixed-rate home equity loan rates with $500/monthly direct deposit

Get .25% discount on auto or fixed-rate home equity loan rates

Up to $25 annual ATM surcharge rebate (with Bill Pay and eStatements)