There's a Checking Account for You
To help you understand what each First Northern Credit Union checking account has to offer we’ve created this handy chart that outlines basic benefits of each option. We’re sure there’s a checking option that’s right for you.
There are also many FREE services and benefits that all First Northern checking account holders receive.
If you already have a First Northern checking account, but wish to make changes please call us at (888) 328-8677 for assistance.
|
|
Value Now Checking
|
Preferred Checking
|
Advantage Checking
|
|
Free Online Banking |
✔ |
✔ |
✔ |
|
Free Online Bill Pay |
6 free per month |
Unlimited |
Unlimited |
|
Free Mobile Banking |
✔ |
✔ |
✔ |
|
Free Mobile Deposit |
✔ |
✔ |
✔ |
|
MAP, free telephone service allowing members 24-hour account access |
✔ |
✔ |
✔ |
|
Access to over 71,000 surcharge-free ATMs |
✔ |
✔ |
✔ |
|
Up to $25 annual ATM surcharge rebate |
|
|
✔ |
|
Access to 5,000+ Shared Branching locations worldwide |
✔ |
✔ |
✔ |
|
Free Checks |
120 |
120 |
Unlimited |
|
Check Writing Privileges |
Unlimited |
Unlimited |
Unlimited |
|
Visa Debit Card (instant issue available) |
✔ |
✔ |
✔ |
|
Direct Deposit |
✔ |
✔ |
✔ |
|
Accounts federally insured by NCUA |
✔ |
✔ |
✔ |
|
No maximum transaction fees |
✔ |
✔ |
✔ |
|
Interest Bearing Account |
0% |
0.05% on balances over $250 |
1.00% on average daily balance of $7,500 or less; 0.01% on portion over $7,500 |
|
Minimum Balance Requirement |
None |
$250 average daily balance |
$750 average daily balance |
|
Courtesy Pay (overdraft protection up to $750 offered to members in good standing) |
✔ |
✔ |
✔ |
|
Overdraft Protection from Savings |
✔ |
✔ |
✔ |
|
Other Benefits |
|
.25% discount on auto or fixed-rate home equity loan rates with $500/monthly direct deposit |
Get .25% discount on auto or fixed-rate home equity loan rates
Up to $25 annual ATM surcharge rebate (with Bill Pay and eStatements)
|
|
|
|
|
|