There's a Checking Account for You

Checking Accounts Benefits Offerings

Checking with Freedom and Flexibility

At First Northern, we know one size does not fit all, that's why we offer our members three unique checking account options.

Value Now Checking – Offers all the great features of a First Northern Checking Account. Plus, it's totally FREE! No minimum balance or monthly fee.

Preferred Checking – Members earn interest while getting the benefits of a First Northern Checking Account. Plus, discounts on auto or home equity loans.

Advantage Checking – The ideal option for members who want to maintain higher account balances. Account holders earn a higher rate of interest, get an annual ATM surcharge rebate, and discounts on auto or home equity loans.

Checking Accounts Comparison Chart
Benefits	Value Now Checking Apply Now View Details	Preferred Checking Apply Now View Details	Advantage Checking Apply Now View Details
Free Online Banking	Included	Included	Included
Free Online Bill Pay	Unlimited	Unlimited	Unlimited
Free Mobile Banking	Included	Included	Included
Free Mobile Deposit	Included	Included	Included
MAP, free telephone service allowing members 24-hour account access	Included	Included	Included
Access to over 71,000 surcharge-free ATMs	Included	Included	Included
Up to $25 annual ATM surcharge rebate			Included
Access to 5,000+ Shared Branching locations worldwide	Included	Included	Included
Free Checks	120	120	Unlimited
Check Writing Privileges	Unlimited	Unlimited	Unlimited
Visa Debit Card (instant issue available)	Included	Included	Included
Direct Deposit	Included	Included	Included
Accounts federally insured by NCUA	Included	Included	Included
No maximum transaction fees	Included	Included	Included
Interest Bearing Account	0%	0.05% on balances over $250	1.00% on average daily balance of $7,500 or less; 0.01% on portion over $7,500
Minimum Balance Requirement	None	$250 average daily balance	$750 average daily balance
Courtesy Pay (overdraft protection up to $750 offered to members in good standing)	Included	Included	Included
Overdraft Protection from Savings	Included	Included	Included
Other Benefits		.25% discount on auto or fixed-rate home equity loan rates with $500/monthly direct deposit	Get .25% discount on auto or fixed-rate home equity loan rates Up to $25 annual ATM surcharge rebate (with Bill Pay and eStatements)
	Apply Now View Details	Apply Now View Details	Apply Now View Details

If you already have a First Northern checking account, but wish to make changes please call us at (888) 328-8677 for assistance.

There's a Checking Account for You

Benefits

Value Now Checking

Preferred Checking

Advantage Checking

Checking & Savings