Checking Accounts

Checking Accounts Benefits Offerings

Checking with Freedom and Flexibility

At First Northern, we know one size does not fit all, that's why we offer our members three unique checking account options.

Value Now Checking – Offers all the great features of a First Northern Checking Account.  Plus, it's totally FREE! No minimum balance or monthly fee.

Preferred Checking – Members earn interest while getting the benefits of a First Northern Checking Account. Plus, discounts on auto or home equity loans.

Advantage Checking – The ideal option for members who want to maintain higher account balances. Account holders earn a higher rate of interest, get an annual ATM surcharge rebate, and discounts on auto or home equity loans.

View our Comparison Chart of all the great benefits and options offered by First Northern Credit Union checking accounts.

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Checking Accounts

Preferred Checking

0.05% APY

Advantage Checking

1.00% APY on average daily balances of $7,500 or less;

0.01% APY on portions over $7,500

APY=Annual Percentage Yield.

Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all checking accounts (above) are declared quarterly by the Board of Directors. Dividends are paid retroactively and based on earnings for the period.  Yields for other deposit products are declared and paid monthly. Fees may reduce earnings. For CDs, a penalty may be imposed for withdrawals before maturity.