Value Now Checking

Value Now is First Northern's totally free checking account with no minimum balance requirement or monthly fee.  

Account features include: 

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Checking Accounts

Preferred Checking

0.05% APY

Advantage Checking

1.00% APY on average daily balances of $7,500 or less;

0.01% APY on portions over $7,500

APY=Annual Percentage Yield.

The interest rate and annual percentage yield may change at any time. Interest will be compounded every month. Interest will be credited to your account every month. Fees may reduce earnings.  If you close you account before interest is paid, you will not receive the accrued interest.

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