Value Now Checking

Value Now is First Northern's totally free checking account with no minimum balance requirement or monthly fee.  

Account features include: 

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Checking Accounts

Preferred Checking

0.05% APY

Advantage Checking

1.00% APY on average daily balances of $7,500 or less;

0.01% APY on portions over $7,500

APY=Annual Percentage Yield.

Rates subject to change. You must maintain the minimum average daily balance requirement of the account to obtain the disclosed APY. Yields for all checking accounts (above) are declared quarterly by the Board of Directors. Dividends are paid retroactively and based on earnings for the period.  Yields for other deposit products are declared and paid monthly. Fees may reduce earnings. For CDs, a penalty may be imposed for withdrawals before maturity.

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